They will tell you they can modify your loan, even if it is not possible. They will try to get you to believe them by telling you they only accept cases that are approved and reviewd by their lawyers. They will also ask for an upfront retainer fee between $1, 500 and $2, 900 if you agree to their services and they will give you your money back if your loan is not modified. The truth is that you will never get your money back! This is a scam.