I am so totally outdone that there exist companies like this one, (200cash.com, ) who legally have web sights where they lie and recruit innocent people, (who probably already have financial issues, and are probably on fixed incomes), into thinking that they are legitimately applying for a Payday Loan online.

Actually, they are being ripped off using the bank account information you intrust them with. They take amounts from your account that you never authorized; if you have told them you receive Government Benefits as a means of showing you have regular income, they stalk your bank lieing in wait for that Direct Deposit to hit your bank, and then they begin to rob you by submitting 'Electronic Checks' to your bank, (one right after another).

I had (7) NFS's at the tune of $35.00 each. Also, this company received $44.00 (3) times, along with a $19.00 fee they claim was a one time fee. I tried reasoning with my bank, to no avail. From my check of $369.00 I received $43.00.

I tried to call the company, but you can't reach a live agent. So now, I'm stuck until next month. I had to cancel this bank account. I am so angry about this! Please, if there is anyone who has experienced the same from 200cash.com, please write and tell me if and how you dealt with the issue of getting your money back. Also, if there is anyone involved in a class action suite against this company, please tell me how I can be involved. Thanks for listening.

WARNING: I recently went on line an applied for a payday loan, it took me to 200cash.com who said i was approved for a $200.00 loan and for me just to complete the rest of my information so the money could be deposited into my account needless to say i never received the money just them trying to withdrawl $19.00 which at that time i didn't have and it cost me over $96.00 in banks fee BE WARNED DO NOT TO DO BUSINESS WITH THIS COMPANY.

Like so many others...my account was overdrawn a small amount and I wanted to correct it immediately. So I applied for the 200cash loan. Was denied and they took 19 out of my account to cause MORE problems. After reading the other complaints, I called my bank and they told me to close my account and open a new one. I also signed a form saying if I didn't pay the 260 to them, they could garnishee my wages. This worries me. I will do what it takes to bring them down. This is called STEALING and they should be locked up. I doubt they have given anyone the loan.

200cash.com IS a Scam...I never applied for a loan with them but on 12/24/08, they took 28 dollars out of my checking account.. WHen you attempt to call them you never get a live rep. They need to be stopped. They prey on the poor. They should be ashamed .

200cash.com accepted my application for a payday loan and told me I was eligible for the loan. They then emailed me documents that had to be printed, signed and faxed back saying this was required for the loan. I emailed them back and told them I had neither a printer or fax machine and that if this was required it should be clearly stated ahead of time before one wasted so much time filling out applications, and, to please disregard my request.

I heard nothing back from them and thought nothing else about it until a few days later I logged in to my bank account to find it was $ 19.00 dollars in areas. Of course I expected an overdraft fee, but assuming they had given me the loan I figured when it was deposited it would all be deducted from my account. Now, today, once again I logged into my account and am in areas for another $19.00 and still no loan! I now have a negative balance of $79.00 thanks to them and no money for Christmas. Please, Let's stop these crooks before they hurt anyone else!