I was hit in a parking lot and applied to 21C my insurance carrier. What followed was a barrage of letters protecting 21Century. The first wss a removal of 21F from their obligations. I was then accused of driving an uninsured car and then that an uninsured person was the driver, then that I drove as to endanger backing on the highway ignoring that different rules apply on private property ignoring that you cannot leave a parking lot without backing! The lot displayed municipal code limiting vehicular access. The statement made was ignored and I was judged liable though the damage was on the side of my bumper. The reason they gave was because the other diver was behind me. Actually, he never reached behind me since we hit right front to right rear. My car, which clearly showed the contact point was never examined. I took and sent a picture when no adjuster came to inspect the car. Nothing would deter them from their decision. My guess is this was a scam. They refused to tell me the driver's name though he threatened me at the site. I never got his name - he was shouting and cursing and making while gestures. He claimed personal injury and 21st paid him off.

None of it made sense. I was ground up and spit out so 21C could cover themselves - not the insured. I asked for help from the state commission. Their excuse was they didn't get involved in liability decisions. I was talking about legality. Apparently. they just play the game. The guy that hit me was more of a threat to 21st than I was. They were not at all interested in confronting this man or protecting me.


proved ont. car. .the accidnet happening on provate