We applied for a loan for $80,000 and was told we needed 3 payments up front of $1949.25 and was told it would be there in 48 hours. The next day they contacted us and told us 'due to my credit we needed an additional 3 payments up front of $1949.25, and offered to up the loan to a $100,000 and add 5 years onto the loan to make the loan for 45 years, and the payments would remain 647.85.' The next day they told us we needed insurance on the loan, and the loan company would pay half of the insurance which was $2,000. So we had to pay $1,000. After this was sent in it would be there in three hours. This all happened from January 30th to Feburary 1st. And feburary 4th we were told that we would receive a cashier's check in the mail by Friday Feburary 8th. At this time it is Thursday 7th. and yet we still have not received it. The first person to contact us was Andrew Biddermann, the second person was Andrew Silverman. The third person was Vince Demarco. And the final person we talked to was Jason. Each time we were told to talk to these people an these people only. Jason told us that the check would be here Friday and there's no need to keep calling. The following actions have been taken: The FBI have been contacted and the report has been filed against them. Federal Trade Commission, Local Sheriff(s) and the Local T .V. station.