both company 500fastcash and united cashloans.com over charges i borrow $300.00 from both co. 500 chg me #643.00 and united chg me #830.00 i want my money back because of them i lost my home and everything i own

We were given a $400 loan, supposed to pay back $520, which was unusually high, but we needed it NOW. They took scheduled payments, but then took additional payments even AFTER we paid the money back and their fees. They said that money was going to their other "fees". Fees that were not on the agreement, fees that were ridiculous after we'd paid the money back and then some. We finally had to change our bank account just to stop them from taking more money out whenever they felt they wanted some. THEY ARE A RIP OFF, FRAUD, SCAM...and even after we changed accounts so they could no longer access our money, they started harassment calls...wanting MORE MONEY...$650 to pay back a $400 loan we'd already paid off PLUS the agreed fee, plus the money they just plain STOLE from the account.

DO NOT USE THIS SERVICE! There ARE reputable cash loan services out there, but 500fastcash is a 500ripoff.

Excessive, illegal interest fees, harrassing phone calls, refusal to accept money order or paper trail payments. Refusal to give me a physical address to repay only the principal of 400.00. they now want 700.00 and keeps adding more. They call my employer and references, have my social security and personal informatiln. They are harrassing my references who do not really know me. I feel bad, this loan is a never ending nightmare. I closed my bank account to stop them from illegally taking excessive cash withdrawls.
Please help,
Thank you,
Anna

I've used this company repeatedly and never had a problem. As someone trying to rebuild my credit, I often review boards like these for information about services I'm considering using and I've found that 99% of the complaints are baseless - meaning the companies being complained about are doing exactly what they said they would do in the fine print before a customer agrees to use them.

500 Fast Cash has been really good to me and they were the first ones to agree to help me when my credit was so bad that even getting a payday loan was unlikely. They are a genuine company that does exactly what they say they'll do.

Yes, if you don't read the contract, you'll notice they only take out interest payments and never touch the principle, so your loan never goes down or gets paid back, and Yes, that is legal. All you have to do is log into their website or email them or call them and arrange for their next withdrawl to include all or some of the principle and repeat until it's paid back.

It's not rocket science and if you're entering into financial obligations without reading the contracts first, you probably deserve what you get, but it's not fair to blame upstanding businesses for doing exactly what they say they'll do just because you didn't bother to read what you were signing.