this 777 save club has hit me 2 times, for 19.63 plus 64.00 in overdraft fees, plus 51.50 in store fees for nsf fees . If it helps any go to your bank and dispute the charges, tell the bank that you are willing to press charges if needed, and then have them close the account and open a new one. this may not get your money back but it will stop them from hitting your account again,