I purchased with my debit card the Quietus tinnitus treatment plan. As part of the deal, they offered incentives, one of which included a $50 gas card for my use. Since then, I have been being automatically debited from my checking account $19.95 twice a month within a few days of each other since January 2010, which I never authorized from some company called UMG* EDG or UMG*MYAD.