I ordered this product was to be free, all you had to do was pay the 4.95 s&h. I have paid 3 payments on my card before I could get anyone to cancell this. At the time I cancelled, I asked if there was anything else that needed to be done, that I didn't want any more charges. I was told no, everything was taken care of. Almost a year later I received a bill from a Debt Collector (Tiburon Financial, L.L. C.) that I owed the remainder of 83.95, when I called the lady was very rude and said "you should have read the fine print" apparently when you cancell your order you have to return the unused portion. Since it was not returned they say I owe another 83.95. Does anyone out there know, do we have to pay this. This is definately a scam! I don't want my credit affected!