I had filled out an application for a loan of $10,000.00 to be able to pay some bills off, well i got a call from the company and it was a lady who was telling me i had been approved for a $10,000.00 unsecured line of credit, but it had to be used online, i was flabergasted and said to her "Oh!, well i don't need a card to use on line, i am looking for cash that i can pay my bills with, so just cancel it and do not charge my bank, she said o.k. but the way she did it, it seemed as if she was losing commission or something and just did what ever she wanted to because your company took $124.90 plus said i would be charged a cancellation fee, which i do not want taken from my bank either because i was mislead about the credit, never once did it mention credit to be used on line only because i would have never filled out the application, how stupid would that be?