ADA Insurance - Making hard for independent agents to survive.

In this economy big organisations like ADA who markets Insurance themselves to their members are taking away the livelihood of thousands of Independent Insurance Agents across the country. The insurance market is monopolised by companies who are making it hard for indepent agents to compete with them.

The main reason for the current recession is the extinction of middle income groups. Fewer companies are monopolising the market by wiping out the smaller players from the market. These companies operates through call centers overseas and export jobs to other countries. Hence workers here have no jobs, cannot afford homes and a decent living, and remain unemployed. This multinational companies will pay huge bonus to their CEOs, and top level executives and eventually require a bailout causing more burden to the middle and low income people.

How will Independent Agents get business when these associations like ADA start selling insurance themselves? Most of the insurance agents are struggling to pay monthly bills. Instead of Agents and their Families get a business and able to survive and buy food - big monopolies and big organisations are taking away ALL THE BUSINESS. Is this right business practice?

One company gets all the applications over the internet and through call centers = Less choice for Customers = Taking the opportunity of thousands of agents across the country which would have given them an income and purchasing power and eventually would have boosted the Economy.

Independent Agents & Brokers should join together to survive from Monopoly Businesses who wants to write all business themselves.