Advance America is not taking anybody's money from a debit card. Now if you think you are paying too much money back then pay it all off at once. When you go in there and just pay the interest you are not doing anything but giving away money. They are not taking advantage of you because you were explained how things worked with you signed all those papers to get the loan. I bet you were happy when you got the money so stop your complaining. That's what wrong with people, don't appreciate when people help you. Could you have went to the bank and got that loan. Hell No!!! So shut up and pay back the money you owe. Nothing is free in this world. Oh, and I currently manage a Advance America in Texas.

A few weeks ago, I told Advance America that I wanted to stop doing the payday loan. I couldn't pay back the money without borrowing it back each time, and I wanted to stop. Well, they offer a payment plan, which was going to be too much for me to handle, so they said to stop a payment on two checks, which would default me from the program. I did that, and I was told to wait to hear from them to come in and start making payments. The payments were gonna be lower than they could put into the computer, they said. The district manager and a girl from the office said to stop the payment on the checks. On Thursday night, they took the full amount of what I owe them-$690! They did not have authorization to do this, and in fact, they totally went against what they said they would do. Both the district manager, Trisha, and Cindy, the girl who works in the office in Chesnee, said that I should just do the stop payment on the two checks, and then I could come in and make payments. The bank has assured me that they stopped the payments, and that Advance America just went into my account using my checking information and got the money.