AETNA has sent me a brochure and email advising myself and family to take annual preventive check up with my Doctor last year end. I paid my premium for the entire year and went for the physical for first time. ( Annual physical is 100 % covered without deductible per AETNA !) Doctor prescribed a routine blood work and I went to Quest for lab. I did not take any prescription from the doctor nor was any problem reported except I took flu shot. When the lab results came out and reported that I have a little cholesterol ( Any adult above 40 has little cholesterol in these days !). AETNA denied my claim saying that it is a sick visit and I have to pay from my deductible for both doctor visit and lab . Thus I see the email and brochure that Aetna sent out is a scam between doctors and lab people to get more business and get your money . AETNA has no ethics in their business. Don’t ever join their plan.