Affiliated Funding Online is an online service that supposedly loans out money up to $25, 000 to individuals in need. They say they have been in business for awhile out of Louisiana, but what they do is get you to fill out a bunch of personal information and use MoneyGram to rip you off.

Steve Jones, who acts very nice on the phone only makes you feel like you are doing the right thing and leads you down a path that initially seems appropriate for the loan.

Then his story changes ever so slightly in his conversations and always comes back with an excuse. Ultimately he is blinding you to think everything is ok when in fact he is using SEC guided businesses like MoneyGram to suck the funds out of you never to see them again.

Mr. Jones and Affiliated Funding tells you it is ok to use MoneyGram to verify funds that 'will never be picked up.' When in fact not 30 minutes after the money is sent, they are picked up using Vancouver Canada as the place to send the funds. Ultimately the funds are picked up in Ontario.

After calling MoneyGram, they say that this is a scam and happens all the time. Never Never send money by MoneyGram for a loan because it is not safe. Mr. Jones reason is to 'verify funds' and then once the supposed loan is received into your account, you call MoneyGram to tell them it was a mistake and to pick up your refund. So not only are they using you, but taking advantage of MoneyGram to take your money!

I hope that no one ever has to go through what I have gone through over the past week. One lie after another.