On Feb 7th of 2011, this company had an insured customer that ran an intersection and knocked the front end off of my car being driven by my daughter. Luckily my daughter stopped in time to just get the front end knocked off. Had she not stopped, the car would have been hit directly in the door causing bodily injury to my daughter and the passenger. Now it's March 8th, a month later and this company wants to only cover 80% of this accident because they claim my daughter was partly to blame. AGAIN, she stopped just 4 short of getting hit it the door. They have completely blown me off! The customer service is simply the worse I have ever dealt with in all my years in customer service. Think again before getting your policy here! You will be glad you shopped around.

We own a very descent Mercedes 300E. It was stolen from us from a so called mechanic who I didn't know at the time was not a licensed mechanic. So anyway, I called Affirmative to report my car was missing & I received a rude call from my insurance adjuster telling me that I could file an insurance claim but he felt it wouldn't go anywhere basically he made it seem like I was wasting his time. But if I am late on my premium they are ready to cancel me.

I had to get the police to return my car to us and when it was returned it had major damage. Now Affirmative does not want to pay out. When I had full coverage. I went to Department Of Insurance & the investigator was well known about Affirmative. According to her since it was first opened in a short 4 years nothing but complaints about this company Insure one is a joke. And I am getting away from them.

If you know what's good you'll also get away. If this happened to you please go to your local Department Of Professional Regulations/ Department Of Insurance & complain. The more complaints they get about Insure One & Affirmative the more easy to close this rip off companies down.