Appointment setting for Aflac calling MD, DC, VA, and Delaware. Most of the companies either have an aflac rep already, or simply dont want to offer aflac to their employees. Nathan promises to pay $300 salary a week and $50 per appointment set working from home. Worked for him and he let me go at the end of week two, saying he would send my pay. Its been a month and still no pay. DONT TRUST HIM

I purchased disability insurance through AFLAC through my employer. I was assurred that God forbid anything ever happen to me and I had to be out on disability that this insurance would help me and make up for some of my lost wages. Well, this past January I had a medical emergency that put me out of work for about 4 months. Needless to say I filed my claim with AFLAC to collect my disability payments and all I did was get the run around. I had to request all of my own medical records from the hospital to prove that this was no a pre-existing condition, this went on for all for months back and forth. Well, finally I recieved a check from them for only 20 days of the 4 months I have been out of work. It took 4 months to get paid for 20 days who knows how long it's going to take to get paid for the entire 4 months i was off of work??? Still getting the run around all they do is tell you one lie after another to pass time so that they can hold on to their money as long as they can! I DO NOT recommend anyone investing their hard earned money into this company. Take it from me and the others that have posted their complaints here, they will not be there for you when you need them. But they will be knocking on your door for their premiums every month!!! The company that I work for has over 200 employees and I have let everyone there know about what they have done to me and incourage them to cancel their policies.

First of all this company hires the stupidest females anywhere. They kept asking for my social security number even after I quoted a few HIPPA Laws. Then the long delays in paying my claims. They want the receipt, description of my medicine and bank statement showing I paid for it. I hate this company and the idiots that work there. It's a waste of time. Better off finding another company that offers similar service. I plan to file a complaint with the H.S. Department of Health & Human Services http://www.hhs.gov/ocr/privacy/psa/complaint/index.html I suggest others do the same.

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joseph

An AFLAC agent gave a presentation at my wife's place of employment a while back, and after the meeting, she approached him about purchasing insurance to cover lost income due to maternity leave. Co-workers had signed up for similar benefits, and had been satisfied with the service, so my wife was interested in signing up, as we were about to start trying to have our first child. They visited about this for some time, and she made it clear that the lost income was what she was interested in protecting during maternity leave. She signed up for what she believed were these particular benefits.

After some time (the 10 month period stated in the policies is not an issue) she became pregnant. I reviewed her materials and found documentation concerning (1) A Voluntary Indemnity Plan, which is a hospital confinement indemnity policy; and (2) A Personal Sickness Indemnity Plan, which is also a hospital confinement sickness indemnity policy; and (3) A Personal Disability Income Protector, which is a short-term disability insurance policy.

As I was reviewing the documents, my heart sank when I looked at the receipt. The agent checked the first two, the Voluntary Indemnity Plan and the Personal Sickness Indemnity Plan. Basically, these are the same policy with a little less benefits for one than the other. However, the language is exactly the same. Some benefits are provided regarding pregnancy, it appears, but not the one thing that was the key to us, which was her income. Long story short: The agent seemingly checked the wrong box and signed us up for the wrong policy that began with the word 'Personal.'

I have read a few of the reports on here, and I have no evidence of wrongdoing at the moment. I think it's just a foul up by the agent. Otherwise, it would make no sense for my wife to basically take out two of the precise same policies. Anyone had any luck in such a situation? Although I think it is fairly clear what was intended, and the premiums are virtually the same, I do not necessarily anticipate AFLAC just doing the right thing and applying our premiums to the policy that we really intended to purchase. The results will be a resulting serious economic hardship that we thought we were doing our best to avoid.