I just received a bill from AFNI concerning a phone bill stating that I owed Verizon phone service over $1300.00 from over 11 years ago. When I called them they were rude, and the only thing they were concerned about was the money. I have never had Verizon phone service to begin with. I ended up hanging up on them.

A collection notice appeared on my credit report by a company called AFNI which was for $42 and claimed to be owed to verizon. I haven't had an account from verizon since 2001 and have never received any notice from them about an outstanding bill. I decided to sue them and googled them. I was delighted to find that several people had already posted on this site about the exact same thing. An outdated verizon bill that they didn't even knew existed. Thank you! I'm still trying to find their street address to serve them legal papers.

I received a settlement letter from these people about two weeks ago. The letter stated that it was one of the many letters sent to me about some debt with Sprint from 5 years ago. First of all, first letter I've gotten from these people. Second, I've never have had Sprint in my life, and at that time I was 15 and didn't even own a cell phone. So, I'm pretty suspicious and decide to call em. I deny that the debt is mine and some guy says it's ok... it happens a lot so they'll take my name and address out the system since they had a completely different SSN. I was glad to supposedly get that over with, but I still felt something was off. I called Sprint just to see if there was ever anything in my name, address, etc. They confirmed that they had no clue what Afni was talking about and suggested I call them back and tell em that Sprint has no records for me. So, I call em and find the guy before lied: my name was still in the system. This other more professional sounding man pretty much told me that I needed to fax them a copy of my driver's license and SSN card to prove that I'm not the person who they're supposedly looking for. That sounded a bit shady, so I looked them up and lo and behold found all these other complaints.

I sent them a certified letter saying I'm contesting the debt and want it verified that I'm the person they're looking for, etc. I also contacted the BBB and my Attorney General to give them the heads up. So time goes by and I finally get a response from them. Their "verification" is pretty much a copy of their original letter: the name of the creditor (Sprint) and the balance(369.19). However this time, they included an SSN number... too bad it's X'd out. So, they didn't comply to my request and now are stating since they responded they can collect once more. I'm pretty much at my wit's end and don't know what to do. I'm probably going to check my credit to see if they've affected it so far. But after that, I'm not sure what to do aside from perhaps sending them a final letter stating I refuse to pay them since they got the wrong person.

Afni just sent me a collection notice demanding payment for a telephone service account I never had with Verizon. Afni said that the bill dates back to 1987. I called Verizon and had them search through their files and they could find no evidence of ever providing service to me with the associated account information provided by Afni. When I called Afni and indicated that I was investigating this bill their representative became very hostile and refused to give me any information about the company she works for. None of this adds up and I am filing a complaint against Afni inc. with Florida's state attorneys office for fraud.

A lot of people are getting collection notices from AFNI regarding old bills from Verizon. Well, there is a way this can stop! If you receive a letter from AFNI, call the Federal Trade Commission 1-877-FTC-HELP and file a complaint. They take your information and assign you a reference number.

All you have to do is send a certified letter to AFNI telling them that the statute of limitations has passed regarding the debt and you don't have to pay it according to your state law.

When the FTC receives enough complaints, they will go after AFNI!!!