Just received a collection letter from Afni, Inc. for over $100.00 from Verizon New York for a phone # I did not recognize. I called and I was told that this is a debt from 1994!!! That is over 13 years ago! I told them to stop collections immediately because I cannot prove that I paid this bill without calling all my former banks and possibly paying them money to research months of canceled checks.

I also told them that the statute of limitations has run and they cannot sue me, therefore any further collection attempts would be solely to harass or annoy me.

They tried to tell me that the statute of limitations has run only to report on my credit report, I said, no you cannot sue me either. That was that!

JERKS

I received an erroneous bill from this company also. It's a business that buys old usually noncollectable junk debt and attempts to associate anything or anyone with such debt. I received a bill like thousands of people across the country have stating I owed hundreds or thousands of dollars. In my case it was for someones defaulted Verizon bill for hundreds of collect calls from a Prison totaling 998$?! Report them to the Attorney general of your state. Then contact the FTC (Federal Trade Commission), the FBI, your local police department and Better Business Bureau. Also contact the credit bureaus to resolve this matter. The Attorney Generals of other states have successfully sued such companies and won money for the victims of these types of scams. Afni and other companies like this are semi legit so far under the law and they can ruin your credit unfortunately and have ruined many good peoples names. And there is nothing lower or more despicable in this world than the destroying a good honest persons reputation.