I just received a collection notice for an alleged phone bill from QWEST. This is a totally bogus collection attempt for a phone number from 7 years ago. I have read other such postings on this site. How can these people get by with this? I'll be checking my credit reports and if this is posted on them, will write to get it removed.

I was contacted by Identity Guard Service about a change in my credit report. They gave me the info on the company giving the change along with their phone number to reach them. When I called Afni the recording tells you that they are a collection agency and they are looking for info on a debt. When I got to a real person she was very nice but was looking for info on me. I gave her the number I had gotten for an account from Identity guard but she said it was not the hole number. Told her it said I owe $447.00 to a Factoring company, no other name. I had given her my name, address, old address and again she wanted my social security number. They had nothing on their computer about me. I asked how you can put something on my account without knowing who I am. I told her I had very good credit and it looks like a scam to get money from anyone that they want to by putting something on their credit report to make it look bad. Now she tells me to contact Equifax to get the right number with my credit report. I received the report Afni did put it my report. I called Afni gave the man my name and the account number on from the credit report an was told it is not the right number again an to call Equifax back to find the right number. He again tried to find me in their computers file but still could not find my name. He was helpful in checking but nothing was found.

I called Equifax an talked to a woman there. Gave her the confirmation number of the report they sent me and she checked my credit report. Nothing from Afin, Inc was there now. They had removed it from my record.

This company, Afni, Inc, looks to out to make you jump through hoops or pay them money for nothing.

It happened to me today. Got a "collection notice" on a MCI account I never had. After reading all your stories here, I have filed a complaint with the BBB. Suggest you do the same.

Afni trying to collect on supposed 6 year old unpaid Verizon bill from New York. I have never lived outside California and have never had any other credit problems. Seems they think that by keeping the number low ($60.02) we will just pay up to make it go away.

I want to add my complaint to all of the people making note of a problem with Afni Inc.. I have also had a problem with them due to a false claim by them about a phone bill from 1997. I never lived in the city where the bill was from nor have I been there. I also have reported my trouble to both the police and the Federal Trade Commission. A very common thread here with Afni seems to be old Verizon bills. The officer who investigated my report called the phone number in question. It went to a church office not an apartment as Afni claimed. The person at the church claimed that the phone number had been used by the church since about 1995, two years before I was supposed to have had it. I was told to report this to the Attorney Generals Office. Everything that has been discovered since I reported the ID theft to the Police has brought about more questions about the validity of Afni's claims as well as making me very suspicious of the operations of this company. If we all start reporting these problems something will be done about them.