Yes, the dreaded AHMSI company. I had perfect credit (in the 1%) until these idiots decided to totally screw with my mortgage by putting an insurance escrow on my house even though I paid my insurance separately and have done so for 7 years until. They called my house & cell phone 5 to 6 times a day. Then they forced me to pay them back the escrow by dinging my credit down to 50 pts. They are f'in nightmare to deal with. They are all Indians who don't care what your problem is. I filed a complaint with the Attorney Gen of Texas (where they are based) and actually got a response & follow up. Slightly fixing the problem... they admitted they screwed up but are still claiming I have to pay for an escrow I never needed or approved of. What a mess. My nightmare has been going on 9 months now. We're in the process of re-fi'ing with ING just to get away from these a-holes. It's WORTH every penny to switch to a company that doesn't outsource to freakin India or bully you into paying for something you never needed. Every monthly payment I sent in (on time) was going towards an escrow and not our mortgage so they kept claiming we were late with payment and charged us a late fee. This is a prime example of big companies bullying the consumers. It's absolutely criminal & my little case is mild compared to others I've read. Some people have lost their homes over something small & petty. It does pay to write a letter to the Attorney Gen of Texas though. They need to be made aware of the criminal activities these SOB's are performing on innocent people.

Amhi is the worst mortgage company you could ever get involved with.They have no legitimate us #.When you call the number you are given you can only talk to phone reps from India.They lie and ever time you call it is different notes on your file.They are rude and give you false information. Ahmsi sent us a making home affordable package that had a return envelope that stated exactly to mail it to Irving texas.I mailed the package to Irvine, it has been 2 weeks and they swear they haven't received it .I live no further than maybe 40 miles from the Irvine texas address, now they are telling me I should have faxed the paper work.These people are not in the business of helping people keep their homes they are in the business of taking advantage of clients until the point of foreclosure.I warn anyone who is thinking of a loan with this nasty, very unamerican company to rethink or even bail before it is too late.

It happened again this month!! Sending payments to this company is very frightening to say the least. Each month I send my payments like this: 2 CERTIFIED CHECKS, PUT ACCOUNT NUMBERS ON THE CHECKS, ATTACH APPROPRIATE COUPONS, OVERNIGHT PAYMENT TO: AHMSI 4600 RETENT BLVD, SUITE 200, IRVING, TX 75063-1730, ATTN: PAYMENT PROCESSING. They always credit one payment but never the other payment, THE LARGER PAYMENT. Then, each month they call me, every day. I am so tired of repeating the same information to these idiots. They talk so nasty to me as tho I'm dirt. ALL of my payments are made and I have proof of each. I fax all my copies to their Cashier's Dept but for what!! I never get a response and they never seem to think it's important to let the customer know that they are researching it. Who is running that accounting department? Sadam Hussane???? I'm so angry and frustrated, isn't there anyone that can give me good, solid advice on how to handle this problem? Email me if you know of someone. [email protected] or [email protected]

FTC FTC FTC FTC FTC...EVERYONE MUST FILE COMPLAINTS!! They will only take notice if everyone that has major problems with AHMSI will file a complaint.

I'm about to file a lawsuit for "Mental Distress" against they bastards. We work so hard for our American Dream, make our payments...ON TIME, and they lose our payments, report it to the credit bureau, make it EXTREMELY difficult to speak to someone that actually speaks English for one and knows what the hell they are talking about for second. I can't function since they've invaded our lives!!!

The Media needs to take hold of this as a great human interest story of the American Dream, being stolen from us!!! Hate is a strong and ugly word but I can't help but to HATE this company and what they've done to our credit ratings and lives!!!

Isn't there anyone out here that knows a powerful person in our great government offices that will lend an ear to his fellow Americans and give us some hope of "ousting" AHMSI?? I'm hoping to get that email or letter telling me we are all going to fight AHMSI and here's what we're gonna do! I'm in for the ride 100 %.

S.Boyd
[email protected] or
[email protected]

Entered into a loan modification with AHMSI. Everything was hunky dory then 4 months into making my payments on time I recieved a notice that my payment would double due to a "escrow shortage". I checked my sched. A from my modifcation and found that an "escrow shortage" was part of what was capitalized during the modification process. I have called India and gotten the 'read the prompter card over and over' routine. Then I got to their office in Texas and got a "so sorry but can't help you but I can repeat over and over what you already have been told and no I can't explain why there is a shortage or why it was taken care of in you modification but I can be very polite while I do so" bit. I did find a fax number on a mortgage forum and one on this forum as well and have faxed a letter to both but as of today, June 16, Nada, Nuthin, zip. Is there any government agency out there that can help us. Can we put our tax dollars to work. Oh, btw, I have been making my old payment. They have been applying it to a 'suspense' account. Whatever that is. Heelllllppp!!!