The AKC only provides you with the impression of insurance coverage. When you truly need this insurance as what happened to me, AKC excludes and denies coverage. This insurance is good to get the teeth cleaned with the wellness plan. Now I ask the $1, 000's you pay in an annual premium you could have paid for the teeth cleaning at least twice.
So for years I thought I had respectable insurance with the AKC and really I had the "Illusion" of coverage. I cancelled my coverage with the horrible provider and moved to an excellent one. They lost claims, denied claims, hideous customer service just to name a few. Then they would find a clause which got them out of paying the claims.
Read the fine print - watch for "annual maximum" "per-incident" "hereditary conditions" "genetic conditions" and of course "arthritis" – AKC does not pay for these illnesses. See what I mean -- they offer the illusion because some medical claim most likely will fall into these categories and be denied as is what happened to me and my beloved pet.
Many OTHER providers do not have the "illusion" and offer creditable coverage for the same price!
BEWARE OF THE AKC PET INSURANCE