sir,

I was operating my current account in one of the Allahabad bank branches in chennai,

Due to less bussiness i was unable to carry out any bank transaction for the last four months

and was unable to maintain my minimum bank balance of Rs.5000/-

due to non availability of minimum balance the Bank was deducting Rs.165/- every month from the amount which i
have in my account.

This month when i recived my first Bussiness after all my hard work, When i went to the Bank to take a D.D
the Bank manager asks me to close my Bank account if i cant do any Bussiness.
and gives the reason that the Bank is there to make profit and then only he can do the service to the Customers.

Here I want to have answers for the following questions.

1.Does the Bank Mnager has the right to ask me to close my Bank account in the above case.

2.If the Bank is run on profit motive the Bank automatically deducts a sum of amount from my hard earned money
if i fail to have the minimum balance.

So where is the question of me making loss to the bank, and it is me who is lossing money to the bank .

Kindly request your good office to provide thae necessary answers to the above problem, So that i can concentrate on my bussiness.

Kindky do the needfull.


Thanking you,

B.kandhan

I Surajit Das applied to issue a fresh ATM/debit card in writing on 25.07.07 to the Allahabad Bank Lake Gardens Branch Kolkata-700045 Branch code No. 0210279 Address 170C/425 Prince Anwar Shah Road Kolkata-700045

Proof of receipt of manager is lying with me.

Inspite of repeated enquiry for more than 20 timesin personal the manager and Mr. Debnath have denied to issue the ATM Cards harassing myself and unissued till date

I went to Allahabad Bank, Tentulberia Branch, kolkata.code- 0211807. today for making a demand draft in cash as I dont have an account in this bank. The draft was prepared. It was ok. But when I went to receive my draft the senior Manager of the branch Mr. S.P. Verma instructed the officer concerned not to prepare any draft against cash unless the customer have an account in our bank. I asked the manager it would be of severe problem to students like us who so ever is preparing for competitive examinations. as we are residing away from our residence in a hostel so the where do we make a draft if it only requires from a nationalized bank. the manager mr. S.P. Verma told me in hard words that we have so many work yo do, would the candidate do our jobs. I was really surprised to learn such an answer from an officer of Allahabad Bank. Myself being an MbA in Finance from the University of Calcutta had never learnt such things from our teachers. We are learning corporate finance and after doing my internship from Indian Oil i have learnt that Customer is the king and customer service has to be our utmost importance how can we forget such motives after getting a job in one of the oldest bank of India.

Really I am Surprised. I just want that candidates like me who go to the bank for making a DD shall not be sent without it.

Thank you

Indrajit Dey
Student
MBA in FInance
University Of Calcutta
Department of Commerce.