I got a title loan over a year ago. I was given a 700.00 dollar loan on a 3500.00 car. I told them i couldnt see well without contacts in my eyes so i wanted it explained to me how the car title loan system worked. I was told that they give you the loan and you ONLY make 100.00 payments each month until its paid. They suckered me into this loan by purposely NOT telling you that there is a Ballon Payment of 800+ dollars and that the 100.00 was only interest payments. I was late a couple times but not wanting to loose my car, made payments for over a year. Thats over 1100.00 for a 700.00 loan. And still owe a hidden ballon payment of over 800.00. They will work with you only if you are a couple days late of course with a 5.00 dollar a day charge. When the economy took a turn for the worse and hours slowed down i got behind and they attempted to repo the car. So i parked it in the driveway with the keys for them and it was gone. Then they claim they never picked it up. BS. now they want money still. They are dreaming. When tax time came around and wanting it off my credit... I asked them to make me a deal like 800.dollars or whatever to clear it off my credit, and give the car back they claimed they didnt have. SO i offered them a minimum of 800.00 and call it even. They REFUSED to lower any payments or work it out and now wanted 2000.00 to clear it up. OR give them 400 and pay payments on the 2000.00 but remember that is a trap to suck you out of the rest of your cash. Because you will still owe a ballon payment plus 5.00 a day charge until you pay off totally the 2000.00 they want. I told them nice try and see ya. This is a SCAM and when they claim they dont want your car THEY ARE LIARS. This kind of preditory lending SHOULD BE OUTLAWED...