American Express...please leave home without it.
Looks like I can join the other names on the wall affected by arbitrary interest hikes. I called and complained to customer service. That was really fun. I talked to some guy in Pakistan or India who americanized himself as "Ken"...you mean like the doll? Anyway, we went round and round about the rate he trying to convince me there's nothing to worry about and me asking what my options are. At the end of all of this was a 20 minute wait getting no where. The final solution was pay it off, don't use it any more and let them go out of business. Personally we all need to clear off anything to do with Credit insitutions and then simply cut them off. From the sounds of it the only people you'll be throwing into the street are some idiot MBAs and those living outside the country who would do the same to you anyway!
Good luck, DH