Well i must admit that I have fallen behind in my mortgage due to medical issues, well I recieved a document to cotact ASC and they would assist me , but after providing all of the debit that I pay every month, not only did they tell me that i would need to come up with 2800.00 by Nov 30th,2007, But they also wanted me to sign a document that I would pay an additional 500.00 amonth for the next year.And when I asked 4 different representative why I was being charge the extra 500.00 a month no one could provided me with a response, And to be honest I feel that they are trying to take advantage of me because I fell 4 months behind , which I have no problem in paying , but I do not have an additional 6000.00 or better to pay them just because they feel that they can charge me this , but can not provide with why I am being charged this. So better yet is this legal