I am so sick of hearing about people complaining that America's Servicing Company is screwing them, an yet they do nothing about it... Let me tell u something, I live in the state of Pa. an i have wrote to every an all Attorney General's... yes... an they have all responded... So stop sitting on your asses an do something about this company. 1 Person can not do all the work for you dead beats that sit back an complain.