I received 2 phone calls, one at home and the other at work, from an Eric Matthews stating that it was urgent for me to call him regarding a legal matter. Being a single mother of 3 children, I immediately called to avoid and legal action against me, and was advised that if I didn't take care of a debt, my account was going to be sent to the investigation unit. The debt was supposedly a payday loan obtained 9/2007. They had ALL of my personal information, and said that even 2 of my references would be sued because of me. It was really scary. They said I owed $1095 and could pay it in 2 installments. They told me I had to fax tow letters to them. One was a letter of apology and the other an authorization letter with my debit card information within 30 minutes of my conversation with them, if not, someone will be picking me up tomorrow. I was really scared, so I decided to do a little digging before sending them all the information and found them here. I am so glad I found this sight before doing anything, as my money is really limited. These people are rude, and you can't hardly understand them. There is a lot of noise in the background, and their accents are really heavy.

Thanks to the information I found here, I did not fall victim to this threatening scam.

We had the same situation from a caller Shawn Woods and our ID caller shows Service Provider tel# 213)221-1002... gave a phone number of 213)995-3046 for a return call. This guy started calling my number this week and keeps on calling my number, it would start noon till 3pm...and would keep on repeating after a long arguement for proof of IOU from him...
this is what it entails: he would say and keeps on repeating:
1. i had 3 criminal record to be on my sss#
2.knows my sss#, gave me the option that i can pay by credit card of by ck.
3)and was asking me to pay $$$ OR ELSE I will be picked up by the cops tonite...
he would not give any additional info but informing me I cashed a ck from FAST CASH???who is FAST CASH???
when i asked him to send me some form of legal documents in the mail to show the IOU this Shawn Woods who also posses a strong accent on the phone had a noisy background and would pause in silence . This Shawn guy knows names in my family and social security number...this is very scary, with names and sss# mentioned, hinted the phone call was very suspicious...for those who had this experience...there must be a way to fight back and catch this culprits...

Received a phone call from number listed as 941-961-8518. The gentleman named Johnathon on the phone had a strong accent and stated it was urgent I or my attorney contact him at 714-400-0563 (not the phone number listed on the caller id). Since this appeared suspicious, I first called the number listed on the caller id (941-961-8518) and the service provider indicated the number was no longer working. I then called the 714-400-0563 phone number and I had to call this number several times before I was able to get through. The individual on the line stated his name was Andrew Brown and he was an attorney with the Crime Monitoring Division Law Firm based out of California with the zip code listed as 92805. He stated that if I did not pay approximately $1500.00 by today, I would be sued for approximately $5500.00 beginning on tomorrow by American Credit Services. He stated someone would come to my place of business and arrest me and I would be very sorry. He stated this payday loan has been in default for over a year (since 01/08) and that I had neglected to respond to over fifteen (15) emails sent to me. I never recalled requesting a payday loan from an American Credit Services and surely would not have ignored a default of over year nor emails, so I requested Account information regarding the loan. Mr. Brown stated he did not have any account information other than he knew ALL my personal information and that I needed to settle this matter IMMEDIATELY. I told him I wanted to honor all my obligations, but I needed more information before making a $1500.oo payment. I requested he have copies of the emails sent to me or a copy of the supposed contract and he stated that would be a conflict of interest between his law firm and American Credit Services. I requested he at least give me a loan number because every loan has an account number, but he kept referring to my personal information and I found this to be very creepy. I then asked for at least a contact number for American Credit Services and Mr. Brown stated he could not provide this information. I became further suspicious. Mr. Brown stated I would need to fax two (2) letters to 714-845-0766 with the first letter containing a letter of apology listing my full name and the second letter containing authorization for me to make payment. I then said I wanted to talk to his financial services department to make arrangements for the payment of $1500.00 and he transferred the call. A young woman answered and I began asking what the loan account number was to I could reference this in my payment and she started to stumble in her speech and put me on hold. When she came back I could hear Mr. Brown speaking to someone else in the background and she said she did not have an account number other than my personal information (that Mr. Brown had provided to me earlier) and that if I wanted specifics she could transfer me back to the attorney. I asked her the attorney's name and she said the gentleman I had been speaking with but could not give me a specific name. I was getting more suspicious by the minute. While speaking with her over the phone I began searching the internet for this American Credit Services and could not find out any specific information. The more questions I asked the more confused the young woman became and stressed I might need to talk back with the attorney. I told her that was not necessary and I asked what forms of payment she accepted. She stated they would accept credit cards and/or debit cards and I told her I would make payment but I needed to transfer funds into my account and hung up. While searching on the website for American Credit Services or Crime Monitoring Division Law Firm of California, I stumbled upon another complaint for American Credit Services. Because the complaint I read sounded so similar to mine, I felt the need to make a complaint as well.