American Express

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Category: Business & Finances

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United States

American Express Reviews

Dusson August 29, 2009
Nasty phone calls
I have been a customer of American express for about 4 years. I never had any problems until I got a little behind recently on my monthly payments... Most companies understand and have been very good to work with me, NOT American Express; they have a collection agency out of Florida that is absolutely horrible to deal with. I have gone out of my way to work with them and pay my debt, They want full payment of 12 grand ASAP, they have threatened me with lawsuits, leans on my house, , they will not give me a break on the payments or interest. All I get is nasty phone calls, threats and everything else... I want to pay my debt but because of their business practices, they are making it impossible.
Wintertoo August 24, 2009
Never should have opened an account
Recieved an e mail from Delta airlines that our old visa with NW no longer good for airmiles and had to switch to American Express for skymiles. Did this. Tried a balance trancsfer which took wells fargo a month to process. In the meantime I inquired about making a payment. told I had to wait until a statement was mailed. As soon as it was recieved i returned a check promptly. In the meantime I was reported to the credit bureau for $50 over limit (due to the interest charge which info was not avail to me) .This lowered my excellent credit score and affected my mortgage refi interest. I in good faith did what I was told and waited for a statement and was not allowed to make a first payment until then..I do not recommend getting American Express and Delta goofed. Very few merchants honor AE anyway.
amvan1 August 22, 2009
increase in my APR
American express changed my APR from fixed rate to variable. When I complained they not only refused to change my rate back to fixed, they lowered my credit limit. They said my perfect payment history was not relevant. I cut up my card and sent it back. I also complained to the Attorney general's office here in Boston.
Sumus Unus August 19, 2009
Interest rate increase
My American Express Blue Card fixed rate interest for the last 6 years was 3.99 %. I stress fixed rate !! Got the dreaded letter everyone is talking about. They now want 7.25%. I have been a customer for 25 years and they do this to me. I called and they said nothing could be done as this was happening across the board to all cardholders. I was pretty mad so I called back the next day and asked for a higher up in management instead of the regular clowns you talk to when you first call. I talked to a guy called Barry Arnold (FLA) and he said I had to go with the increase or pay off the card. We were at least able to negotiate the interest rate down to 6.25% which was better but still a ripoff as far as I am concerned. Is this how you treat a lifelong customer ??
rij August 18, 2009
freezing card for no reason
good ole amex freezes my card about every other charge. Their "fraud" dept. made a merchant call in to question a $100 charge. I charged 11k last month and always pay the bill in full. Been a customer since '92 and never had the slightest case of fraud. Last year I billed 200k with them. Pathetic customer appreciation hassling customers
WillNever Use AMEXagain August 18, 2009
Fixed rate promise is a fraud
In May of 2008, American Express sent me a balance transfer offer, which boldly proclaimed on the envelope, "3.99% APR for the life of the balance on balance transfers." They also repeated this claim on the application in large letters! I have paid faithfully and on-time since taking the offer. Now, I receive a letter saying that they will raise the rate to 17%. I urge everyone to BOYCOTT EVERY AND ALL AMERICAN EXPRESS PRODUCT. How do we let these companies take taxpayer money, and then engage in blatant fraud?
fly-global August 13, 2009
Cancelled Card
I opened an American Express account six weeks ago. Yesterday I attempted to use my card and the charge was declined. I telephoned American Express and was informed that my account was cancelled after a review of my credit - the same credit that was reviewed when the account was opened. I contacted Equifax and obtained a copy of my report via their online service today. Nothing has changed on my report, except it is two months older. American Express cancelled the card without notice or warning.

I want to sue for their acts. Anyone interested in a class action suit? I suggested everyone cancel thier card. If enough consumers cancel their accounts it will cripple them.

If we don't stand up these companies will continue to rip us off - after getting unknown amounts to help them survive. I want to hurt them where it counts. PLEASE CANCEL YOUR CARD.
Close my account August 13, 2009
Interest Rate increase
Like others, I received a letter from american express stating my interest rate would be increased as a result of "the business and economic environment". What a bunch of SH**. I contact the consumer line and initially spoke with Monique ID#38662 - she continued to say she had the authority to decrease my interest rate but just wasn't going to do it. Eventually she determined there was another type of card that was a whopping !% lower!!! Yahoo.
Then I requested a call back from Jody Lattimer, an alleged "Director" in the Denver office. She sounded like a robot and kept saying "no-one, no how" would lower my interest rate in the WHOLE COMPANY...Interesting. She then told me her department supervisor was named Donette Feliciano - again in the Denver Office.
I think this company is full of greed and manipulation. I sincerely hope that everyone calls them AND WRITES THEM - and uses these individuals' names to make it more of a "personal" matter. Their general number is 1-800-528-4800. It is time that we stand up and say NO. I plan to pay off my balance and close my account. Again, like everyone else - I have never had a late payment and I frequently pay on this card multiple times/month. Again, this is totally bogus and scam like. We need to cancel our cards en mass!!!
Amexunfairrates August 12, 2009
Interest Rate Increase
Just got a letter from American Express dated 8/4/09 that they are raising my interest rate. Not beause of a change in my credit history. Nor have I ever been late on my payments -NEVER! I always pay more than my minimum balance each month. Effective Oct 1, 2009 - my new interest rate goes into effect- and it applies to EXISTING Balances and future balances. American Express explanation... due to the business and ecnomic environment. I thought that could not punish consumers with interest rate increases unless we were 60 days late. How does the new law that went into effect protect consumers. I am responsible with my credit card. So, I have cancelled my Amercian Express card and will pay the entire balance off. They are not going to take advantage of me!
KatieFletcher August 6, 2009
Denying they sent e-mail offer for 35,000 miles
I received an e-mail offer from NWA/Delta and Amex on May 1st, 2009 giving me an offer of 35, 000 miles for signing up for the Delta Sky Miles Amex. The e-mail was from account [email protected]. It stated that I would get 25, 000 miles on my account once I had made $1, 000 in purchases within the first three months. And then the remaining 10, 000 would be posted afterward.

I applied for the card, and spoke with an agent regarding the offer and she confirmed it was valid and that my husband could sign up for it too.

I made $1, 000 in purchases within the first month and paid off the card in full. I saw 15, 000 miles applied to my account, and I was confused because I thought it was supposed to be 25, 000 and then another 10, 000. So I called Amex and spoke with an agent who now said it was going to be 15, 000 and then two more increments of 10, 000 miles. I patiently waited until August to see the miles show up, and they never have. I called Amex and spoke with an agent today who denied that they ever sent me such and offer. Luckily I saved the e-mail offer, faxed and e-mailed it to them. They are also denying that such an offer ever existed now!

I e-mail NWA and Delta executives about the issue too. I'm a great customer with an 800+ credit score and a high limit who likes to travel frequently. I've never had an AMEX before, and I probably won't if they don't remedy the problem for both me and my husband in the next 15 days.

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