I had applied for loan with this company on line and I had received a call about 2 weeks later saying that I had been approved. I was dealing with a lady named - phone number 866... ext 316. she said that she found a lender and the lender request that I send a pmnt of 4500.00 and it was called monetary collateral. I told her that there was no way that I could not come up with that that is why I requested a loan. she then called the lender back to make a deal she calls me back and said that the lender will agree with 1000.00. so I foolishly sent it to him by westeren union, they wanted me to send it by a money gram but here in canada we do not have that. she said once they recive it they will release funds into my bank acct. within 48 hrs. a few days go by and still I have not recived anything. so I called her and she said that the lender has passed away and that the money I have sent will be sent to them and then they will send it to me. she said that it could take up to 3 weeks as I live in canada. The next day she calls and said that due to the problem the company will issue 2000.00 for the trouble which I will not have to pay back, she emailed me a copy of the letter and it had been commissioned. Later that day she called to inform me that she had found another lender that would accept the same terms and pmnt. that lender wanted 700.00 which again I had sent by western union. it now has been 2 months since I first filled out that app. and almost 3 weeks since I last sent that money. I have called her everyday and left messages everyday I have emailed her and faxed her as well and still no respone. I was so mad that when you call it is by ext # only so I started punching in numbers and finally came across one Ext 258. The last time I sent that moeny he had calld me to confrim that they did receive it and that the loan would be issued with in 24hrs. I have left messages for him as well and nothing has happened. I just want to warn everyone about them.