I just checked my bank account today, and like others, I have been charged $58.61. I have never been on their website, and don't even know what the web address is. I called the number on my bank account and was on hold for 60 minutes (yes, 1 hour) before I finally hung up. I never ordered anything from them. Is there anything I can do to cancel this and get my money back?

I recently was on a website where they said for 2.95 they would send you info on getting a grant. All of a sudden I have a chage of $59.95 show up in my checking account, which was never authorized, I'm disputing it with my bank, . I called the number they have 1-877-624-3038, but it doesn't even ring. Does anyone know how to stop them from taking a payment out of the checking account? Don't trust anyone.