I ordered a leaflet for $1.95 through the web and received a phone call from them telling me I must join some kind of club with monthly dues of $35.00. I told them I wasn't interested. They took $1.95 from my bank account plus my bank charged my account .06 as a transaction fee. I never received the leaflet and outright turned their offer down. The call was supposed to be recorded.
Feb 9th, a company, the same company that had charged the $1.95, extracted $58.61 from my bank account. My bank charged $1.76 as a transaction fee, These bank charges were because the marketing company is acting for a 'FOREIGN' company or individual.
Beware - Fraud.