I had gone on line for 'cheap health INSURANCE'. I received a call from an agent @ AHS. Several times I said insurance and was never corrected by the agent. I signed up, paid, received the info in the mail weeks later, only then did I see "THIS IS NOT HEALTH INSURANCE". I cancelled via written notice, sent the notice of cancellation by express mail w/ signature required. I was told it would be 4 to 6 weeks to rec my refund. I have yet @ week 9 to recieve my refund and when I call I'm transferred to a Garrett Beavers @ ext 290 - he never answers his phone; I have left at least 15 messages I have never rec'd a call back from him. My messages have been to the point, professional - I'm not a loon. DO NOT DO BUSINESS WITH THIS COMPANY THEY ARE CROOKS. They are administered through Careington @ 1-800-290-0526.

This company is horrible they call and bug you to sign up with them so you do but when you have questions they will not return your phone call or they leave you on hold I would not recommend them to anyone. This is a horrible company horrible do not sign up with them I will save you the time and money and headache.

This number shows up with a 028 area code and often times only shows up 4 numbers as if an extension. They claim to be health benefits, insurance for those who don't get insurance with their jobs. Except they are not who they say they are. They then called me back claiming to be the IRS stating that I will be receiving $3000.00 in tax money that I should have received the year before. They ask for your bank account number for both of these. They are crooks. After believing about the American Health Benefits program, which I did receive a lot of paperwork regarding the insurance and what not. Never did they say or did I read that money would be taken from my account at any time. They began taking money from a spare account I had open back home. I was called by my bank they wanted to let me know that there was activity in my account that was unusual. I then found out at that time that I was not the only one at my branch that had been taken advantage of. My bank rep told me to go to the police with this information and so I am awaiting the paper work. These people will cuss you and threaten you and call probably on a good day 5 times. Other days anywhere from 8-15 times. I am so tired of this crap I want them found and turned in for harassment and fraud. These people are crooks!