We have been trying to work something with AHMSI for over a year now but seem to get denied every time but before we even know we are denied I get a new modification packet in the mail?! We have filled out this Hamp packet several times and have gotten as many reasons for denial. I feel like they are not really interested in doing modifications. Has anyone actually received a loan mod from AHMSI and been successful in the trial payments and getting your load permanently modified? We have a lot of money tied up in our house and do not owe more then its worth by any means. It seems it should be easy to allow a loan mod for us to keep our home of 18 years. I feel scammed and like there really isn't going to be modification they just want to dump all the properties and cash out.