MY MORGAGE WAS SOLD TO THEM AT MY CLOSING THEY WERE OPTION ONE MORGAGE APPARENTLY JUST CHANGES NAME . THIS MUST BE FROM BAD PUBLICITY USED TO MAKE IT EASY TO PAY NOW THERE ARE AL KINGS OF FEES. FOUR TIMES WITH THEM I HAVE PAID EXTRA PRINCIPAL ON MY MORTGAGE FILLING OUT FORM PROPERLY AND WRITING EXTRA PRICIPAL PAYMNETS ON CHECK THEY HAVE IGNORED MY REQUEST AND TRY TO PROCESS THE PAYMENTS TO MAZIMIZE THERE PROFIT. KEEP IN MIND HAVE NEVER MISED A PAYMENT OR HAVE BEEN LATE AND THET INGNORE MY EXTRA PRINCIPAL . I'M COMPLETELY FEED UP WITH FIGHTING WITH THEM ON THIS. THERE REPLY WAS IF YOU PAY EXTRA ON MORTGAGE AND WANT IT APPLIED THAT WAY YOU CAN NOT PAY MORTGAGE ONLINE SINCE WHEN TO MORTGAGE COMPANY GET TO DICTATE WHAT EXTRA MONEY YOU WANT TO PAY!!!