AHR has been "requesting" a loan modification on my home loan with BOA thru an email that was NEVER authorized by me. I never even heard of this company!! I only found out b/c BOA listed my home loan online as "in the process of a mortgage workout". This has happened now 2 months in a row. My belief is that they submitted a request on behalf of someone else, but transposed the account number. Someone by the name of MEGHAN DURANE is doing this. If anyone out there has a mortgage with BOA (AHR may have an account with them), PLEASE check to see if they are doing the same to you!! I have rectified this situation with BOA (they have noted the account extensively), but am expecting this MEGHAN DURANE to keep trying to push this through. Again, I have NEVER HEARD OF THIS COMPANY until now, so this has to be a scam. Cannot get in touch with anyone on phone at AHR (in fact, the VM recording says a different number than the one I dialed!). BEWARE!!

This is follow-up information. I have been in contact with an FBI Special Agent out of New York. I have shared my file of contact information concerning American Home Recovery. Please fill out an Internet Crime Complaint Form at

https://complaint.ic3.gov/ctf.aspx

and please contact FBI SA Russel Lehnes at
[email protected]

Let's get some justice!!

Adam

Unsolicited letter and initial phonecalls promising the world to modify existing mortgage. Wanted almost $8, 000.00 up front! I modified the contract to wire $1, 000.00 to their Bank of America account, with a final balance due of $3, 995 if and when my mortgage company accepts the modification and I close. I am out $1, 000.00 as the phone number is now changed to the Bluestone Ameribank Group, and Tommy Modica is unavailable for more than 2 weeks. This "process" started in November, 2008 for me and I have gone nowhere. I called Bank of America in New York (ABA # 021000322) and am filing a formal complaint with the fraud department. John Suh at 212-944-6302 is assisting me at Bank of America (1140 6th Avenue, New York).

To those in the seeking loan modification assistance please beware of American Home Recovery (AHR).

I have been working with AHR to modify my loan since November 2008, a process which they informed me should take no longer than two months. At the beginning (before receiving full payment) they were very friendly and attentive always available when I called and willing to answer my questions and walk me through the process. I did notice that during every call they "reminded" me to send in payment as soon as possible in order to get fully underway.

I sent full payment of 1, 300.00 within the first 3 weeks. I then noticed my calls were not being answered very often. I would almost always speak with Jessica Ruta (Account Manager, Receptionist, Accounts Payable representative, and much more). 85 to 90% of the time she would tell me that the manager working my case was "in a meeting" or "out of the office". I would ask for times he (Rodi Rubin) would be available and was never given a direct answer. Starting to question the validity of this company, I tried going to upper management.

I called for weeks, on some days I called up to 5-6 times per day and was never able to reach Mr. Rubin or any other manager. I finally was able to speak with Mr. Isaak Khartizov (President of the company) who assured me that Mr. Rubin would follow up. I did hear from Mr. Rubin once more applying his reassuring salesperson talk that held the calls at bay for a bit. He would always say "call back in 2 weeks". I contacted my mortgage company to see if they have received notice from AHR (my representatives). They informed me that they had no idea who AHR was and had not received any contact from AHR. I contacted AHR and spoke with Mr. Khartizov 2 weeks later who stated that they were indeed working on it and it would be resolved soon.

It has been 5 months since I began working with AHR and have received no assistance, resolution, and much less a modified loan which they so enthusiastically assured would be provided. I STRONGLY ENCOURAGE YOU TO AVOID ANY BUSINESS WITH AHR. In my experience they have been a disreputable, unscrupulous company that is trying to make a buck off of the Obama plan and preying on hard working Americans that find themselves in a vulnerable situation.

If this explains your experience please add your post to protect others and help them avoid these predators.