Whether you can or can't, YOU'RE RIGHT!!! First of all, you don't have to take my word for it. AM Best (www.AMbest.com) has ranked AIL with an A+ rating. That's the highest rating you can get for an insurance company that has been around 50+ years. Also yahoo jobs ranked us #37 in the top 100 places to work in 2009. (http://hotjobs.yahoo.com/HotJobs100/index.html) Working at AIL is like having your own business. You are a contract self employed individual. If I owned a starbucks franchise, I would work it knowing that my results are a reflection of my effort. It is a turnkey system that I have to follow in order for my business to be successful. So if I'm not there at 6AM and a customer wants to buy coffee, then that's my loss. Now if I don't want to be there at 6AM, then I have to hire more help.

Statistically, 5 out of 10 businesses fail in the first year. Out of the 5 that make it, 4 of the 5 will fail in 5 years. Most people focus on the failure rate (they think about getting up at 6AM and don't do it). But a FEW people focus on the on success. Ask any successful business owner. There are some key similarities. They went into business knowing the odds, but still pulled through because they believed in their product or service, and they believed in themselves.

If you want an hourly or salary job, apply somewhere else. If you believe in coffee, then open a Starbucks. If you believe in Life Insurance and helping your community, THEN WORK AT AIL. There is only one guarantee in life. We will all pass away. With that said, there are 2 questions you need to ask yourself... (1)How could a product that insures your life be bad for your family? (2)How could a company that promotes no cost products like food banks, child safe kits, and health service discount programs be good for your community?

Sure there are more competitively priced products out there, but aren't there always? Isn't there cheaper coffee out there? Sure there is! But people continue to pay $4 for a cup of coffee because they are paying for MORE than coffee. They are paying for an EXPERIENCE.

Your career at AIL is determined by the EXPERIENCE you give to your customers. If you are passionate about your product, committed to your customers' well being, present yourself in a professional manner, and do the RIGHT thing EVERYTIME, you will be successful!