Recently a couple months ago i got hired by AIL
and i had only warehouse and fast food experience and no management training.
I can tell you that The supposed scripts are real-and the money is not being reported for taxes either, that is what you will have to.
Guess the next, , , , , How can i be employed without signing a non disclose form to ensure no corporate secrets were disclosed...or give them my Sin number...any sign any forms at all...NONE. ?
I guess im a ghost in the business,
i could have been a homeless bum with 10 warrants for murder and have no ties to the system... and yet i was hired to hire people ??
Somethings wrong here.
Yes u do have to pay for the sales classes to make the sales agents money but thats normal since who wants a dumb ass selling anything like that, but the certification is not valid anywhere else for any companies.
Some people do get rich some go bankrupt but STAY AWAY...
I do not want to work for any company that don't even ask me for my SIN-Address-or supply certified checks.. Yup they give hand written checks that most banks will hold 8-10 days to ensure it clears..
IF...
Also as i type i can not for the life of my expert computer use find anything on their "A++ in the BBB", but im looking still.

And i was given the hiring job to interview people with no experience.
Any body from monster or career builder is going to be called by them since the bought the rights to print every resume they receive, literally..that is my job to call all of them in and have them watch the presentation and want to get hired, so they can get to interview # 3 and say yes i want this job then i get payed after they pay their "class" fees..
yes i shit you not that is how "i" get payed... the more people i bring in the more chances someone will say ok i will do this and then be stupid enough to "pay" the class fees and certifications so i get payed.
If my money comes from the "class" fees or from the company i am not sure.
Day 1 i spent 6 hours calling 145 people, one by one by one.and same as day 30-60 and more,
I think i died inside a little doing this, then each person asked a question like..."I did not apply how you get my number"
"what is the job" (of course i had a handy script for that one) my best one was " Im 15 i have nothing on my resume but dog grooming for 5 weeks and you want me as a insurance salesman or manager ?" lol I know, he said that laughing at me and yes i laughed too and felt sooo bad i told him i was just bugging and hanged up..
Yea this is my job. and all the retaliations you will see about the company from agents or directors are the lucky ones making money there and i cant say id blame them for wanting to protect their money flow.
but hay its one man opinion right ?
i think i have become a terrible person for working for them and i will not take this any more,
Please forgive me if i have called you and i will see my church for counsel because i feel like i swindled people that were already down on their luck.

Mind you the job seems cushy but its not for me, I will revert to poop scooping or any thing else that i can keep my soul. And feel like i did something .
If anything i can reinforce this note by telling you all to do one thing... one thing it will take you 5 minutes to secure my statements,
Call one, , ,
Say someone called you for an interview and say your available. they will book you...
better yet submit your resume, edit anything out that has management skills of any kind... they will call you. and say you have what it takes.
walk in... you will be handed an interview, , , and still say you have what it takes and if you can stay or come for the info presentation.
Also if you call they use a script.. lol runs on the lines of we are an supplemental insurance company to credit unions and such and blah blah..
or my Hr forwarded your resume and i believe you have what it takes with us... and blah blah..
Seriously.. its funny but if i had i walk in ..and i do.. i take resume and set up interview and just file the resume, as proof of my quota for interviews of that day,
same with calls, i call and then tell them "script" of their resume is great and i want to put them in an interview,

just think about this, Again only an employee opinion and just do some research.
Its your call.

My husband and I, purchase policies for the entire family maybe from 2005, every month they receive our payments. Last year, we got 13 letters from them at once telling us that our agent was no longer with them and our policies are laps. This did not make any sense to me so I call them and I told them I don't care if your agent is not working with you all anymore how can our policies laps when we are making the payments.
They gave us the run around and using these words that we don't understand only them because that is their field. When they saw me disputing with them, they started to offer me to reintegrate the policies, I refuse because now I don't trust them anymore.
They also told me that I could surrender wich I did because I did prefer to get something back than to loose all the money invested for so many years, they gave a piece of check for my husband and another piece for me and for the children nothing.
I did report this to the Insurance association in Colorado and itwas a wasted of my time because they had no solution than to tell me to send it in writing.
I feel like a fool, rip off from our hard working money, and that there is no justice for the little people.
The money invested was not worth it for what they gave us back. There have to be a way of putting a stop on these croocks because I think they getting away with too much from the poor, because they using the fear factor.
Today we have no private life insurance for the family in case of death the children would be protected.
A similar case happen to us with Guarantee Reserve Life Insurance who sold out to Reassure American Life Insurance Co, they got their montly payment today directly from my bank and two days after they send letter saying we are not paying them so we going to laps also, so we had to surrender the policies because we also could not trust them, I search te net for the company and they could not be found or they was under a different name, the bank Director even spoke to them and their employee slam the phone at her so, she gave me a history deck from the day I started my payments and told them to send me one and they gave me maybe two papers. I have proof of everything I am writing.

I have worked for AIL for over 4 years. The general policy of this company is to recruit sales agents to push the over priced, small amounts of insurance to the non-educated, working class, single parent home, rural, urban families. My boss used to refer to certain clients as ghetto, and white trash that didnt know anything about life insurance, so they will buy anything, "its all about the presentation". The office that I work for will lie to clients to get banking information so the agency can get paid. We have and will tell clients that we will not draft their accts. until they call back, but once the client signs the bank auth.form we do send it in to home office to be drafted the for the date it was signed from the client, even tho we did verbally assure the client that we will not draft. The office that I work for will pay intial payments and also pay for the clients policy to be reinstated(put back on the books)in order for the agency to be paid. Basically AIL targets low income families and union workers with the promise of free child safe kits, or no cost benefits thru the unions, and in actuality we are there to sell over priced insurance. Also we buy resumes from careerbuilder and monster jobs in order to call job applicants. The applicants are promised free training, free leads and resources. Once they have paid for class $120, paid and passed the state exam $150+, we then charge WEEKLY $120+ for the free leads and appointments set. Overall a rip off. And the overall understanding of all agencys is that is we can get 1 recruit to sell our insurance to 2-5 people we have made a profit. After that they can quit..So good luck to anyone involved with AIL.

Dear Sir or Ma'am,

I'm writing because of the very disappointing opportunity I just completed with AIL.
I spent considerable time and money to prepare for a chance to work for your company.
Study, gasoline, testing, hours in training. Two months of time.
I did, however, meet your company standards at each level and was assigned leads as an Agent.
After just THREE WEEKS, I was fired for failing to meet quotas.
That's right, THREE WEEKS.
To say that I was treated unfairly and unprofessionally by your Ohio is a considerable understatement.
Worse, others at that office are now taking credit for my work. Two of my sales have been taken. Leads I cultivated for three weeks are now going to be pocketed by someone else there.
You call yourself ' a company for the working man and his family ', but I am also such a person. You certainly did not stand by me. Three weeks is no kind of fair opportunity for any applicant. I can only now discourage anyone I know from having any interaction with your Ohio office.
If I were in your shoes, I would take this complaint and these reported events seriously. But, at this point, I would find that surprising.
I will never forget the poor, unprofessional manner in which I was treated by your company.

I too interviewed with American Income Life. They did not inform me until the interview that this would be a commission only position. Since I was desperate for a job, I went through with the interview, was hired and started training. The first two weeks after training I worked hard with my supervisor and I made great money. But once I was done with trainging they expected me to continue to work 5-7 days a week to make a great income. I am like most of you where I got a salary most of my life whether I worked hard or not. With American Income you only make money if you work hard, if you sit around, you make NOTHING. I do not think it is fair that I have to push myself to make money!