Please, if you are a Past Employee, Unhappy Current Employee, Consumer, or anyone negatively affected by the actions of this company visit this websites at the bottom of this disclaimer and contact me at [email protected] to collect your complaint information and have you added to a class-action lawsuit against the following: Torchmark corporation, American Income Life Insurance Company, All Individuals Engaged in Fraudulent Conduct in Connection with their employment with American Income Life.

Please Visit and Join the Following Groups/Blogs so we can get information out to you or collect information you have for us:

http://ailfraud.blogspot.com/2010/07/mission-statement.html

Please Join the Following Group: People v. American Income Life Insurance (on this website www.complaintsboard.com

I read some of the complaints when I went for my interview with American Income but decided I would check it out for myself. I should have listened!!! Stay as far away from this company as you possibly can!! They promise you leads and a great company but instead all they give you is leads that are 2+ years old and terrible people to work for. They take everything you have. You pay and pay and pay to work for them, then before you can try to start earning anything you have to memorize a 16 page script verbadem and video record yourself before you can even start to work.
The boss and people you work for are so demanding of your time, you can't have a personal life whatsoever. Expect to put in at least 80 hours a week and NOT get paid!!! I only put in 2 and a half months with them and completely regret giving them a chance.
I'm just writing this to hope to save anybody else who is an optimist not to trust this company. They are everything that other people have written, DO NOT WORK FOR OR TRUST AMERICAN INCOME LIFE!!! They will screw you out of a lot of money and time!!!

I used to work for AIL. It was a horrible experience. The company is completely unprofessional. Employees there seem to get positions where they have no experience in just because they date the right people.

They will call you and say its not sales. Its ALL sales! Its ALL commission, nothing more. You will make money, with time and effort, you will make lots. But if you dont like sales, your wasting your time and everybody will lie and say there are other positions. There never is!

AIL is a recruiting company that happens to sell insurance. Their main focus is getting more people in for sales. The more people in the less work the managers have to do. With the people in they use them as puppets to do all the dirty work and they get a cut from the work.

On Tuesday, January 12, 2010 around 9:30, I received a call from a representive working in the Human Resource Department of a company called American Income Life located at 15575 SW Sequoia Parkway, Suite 150, Portland Oregon, 97224.

The HR Rep told me she received my resume from a business associate and wanted to know if I had time for a telephone interview. I responded yes, being excited I was getting a call for a possible job. She then asked me to tell her a little about myself. I explained to her I had been employed in a Human Resource department for a major manufacturing company and the HR position I held was eliminated and that I had been unemployed for 7 months. I then heard someone else in the room it sounded like they were speaking to her. So I paused my conversation.

The HR Rep then said okay, and explained that they are an insurance company and had Sales Manager, Customer Service Rep and other management positions open that needed to be filled. She asked me if I would consider a change career to come in and look at them. I said yes. She then scheduled me for an interview for the following day and gave me the address where the company was located. I asked for her phone number in case I had further questions or needed directions (1-503-639-8687) Our conversation ended.

I wanted to be prepared for my interview so I logged onto the company website entering (job openings at American Income Life) then clicked on the link American Income Life company job and careers. The following items were red flags for me:

A very poor and short telephone interview.

I found 13 job openings for a Sales Management position and 7 job openings for a Customer Service Representative. None of which were located locally which I thought was odd.

I reviewed the job descriptions for the Sales Management and Customer Service Representative positions and found both job descriptions were exactly the same word for word. The only difference between them were the job titles noted at the top of each document.

I then clicked on a link called American Income Life Insurance Company - AIL Complaints and found complaints from former employees. The former employees stated they paid several hundred dollars for their training and had to pay for some sort of license. There was a phone room fee of $100 dollars per week employees had to pay that they were not told of at the time of hire.

American Income Life did not deduct taxes or unemployment from their pay checks. It was the employees responsibility to do this.

I then logged on to the Better Business Bureau’s website and found American Income Life Company rated an F, which is the worst rating a company could have. American Income Life had a problem following up with customer complaints.

When I called to talk to the HR Rep using the phone number that was given me, an answering machine picked up. I called several times getting the answering machine each time. So I left the following message:

I identified myself stating: An HR Rep called me this morning for a job interview for 10:00 tomorrow morning to take a look at Sale Management, Customer Service Representative and other management job openings. I explained that I found their company rated an F through the Better Business Bureau and that I was responsible to pay for my own training and a license and that the company does not deduct taxed from employee paychecks. I said this information does not make me feel good about this company and the job does not sound right for me. I wanted to call and cancel my job interview with you, which is the professional thing to do. That is important to me. Thank you for calling but no thank you and good luck. I have not heard from American Income Life as of yet and I still cannot get anyone to pick up the phone.

I really wanted to talk directly to the HR Rep that called me. In my professional opinion this is not good business.

American Income Life is not a scam. Let's see - they are rated as the number 37 top job out of 100 in Hot Jobs.com, they have been in business over 60 years, they belong to Torchmark a S&P500 company listed on the NY stock exchange, they have over 2, 000, 000 clients throughout the world. So where is the scam? They offer a career in insurance sales, provide the leads, no cold calls or door knocking, and pay weekly. Yes I am an agent for American Income, and have been since last July 2009. Yes I read all the "scam" posts and went to see for myself. I saw a legitimate company that offers a career opportunity to those willing to work hard. I see very successful people in the company that are happy with their jobs. I visited the Waco American Income office, and the Torchmark office in McKinny and was impressed with both the facilities and the people. This opportunity can work for someone just out of college or someone like me who had to un-retire and return to the work force at 60. By the way I have an engineering degreee and an MBA. I would surmise that those posting "scam" issues are those that have failed at the hard work issue and want someone else to blame for their failures.