PEOPLE COME ON!!! THERE IS NO SCAM!!! Do your REAL research... not what these losers couldnt handle because they couldnt make it... REALLY, are you serious... OMG!!!


Seriously... how could all over you really just do a one click and let the online scam make decisions for you? If that's the life you want to live then... go on ahead.

I would have to respond to all of you haters out there... Seriously, you have no clue what this company offers ... and for you to talk your f'kn BS shows everyone to believe you were in the company and couldn’t make it... because 1. You are too impatient, don't have patience... 2. You’re not leaders your followers 3. you don't produce you lose... and let’s not forget that this company is only for the "strong minded ones" ...you need to have some kind of goal and if you think that you are going to get a quick fix then you better work your ass hard to get there... because when you want something then you better go get the dayum thing done... Nothing is free in life ... if you really want to make the 60k or more then you better sit down, write a plan and start booking... life's a hustle, you better make sure your ready...especially if you want something that huge!! ...This company is sky’s the limit and I AM ONE OF THOSE "AIL" people... I love my job... and for someone who has had over 30 jobs in her life... and only 31 and has a 14 years old, 10 year old, and a 2 year old... lives on my own, and pays my own bills... knows this company does take care of her... BECAUSE I TAKE CARE OF THEM!!! I get $2800 a week because that's a part of hustling and guess what... that isn’t even my producing on appointments from performance... there is opportunity in this company! Take it or leave it... But just because you didn’t last... don't make yourself feel better and start advertising some bullshit when you never even really WORKED hard... Obviously you aren’t with them now...

I just hate shit talkers... anyways... after reading all this bullshit all your haters write... it's just simple - you have ALOT OF TIME ON YOUR HANDS... I'm writing this because it's my day off!

By the way... I do apologize for the not so professional manner BUT people got feelings... and I’m very impatient with the REJECTED.

the only complaint i have is all of the misleading information regarding this company that's posted on this website. American Income life is an insurance company that provides life and supplemental benefits to the citizens all across the united states, puerto rico, new zealand, etc... they have a training program to teach new people in the industry how to be successful and they give leads to agents that don't have a ton of friends and family to get started in the industry. for the entreprenuers that are willing to work diligently and remain consistent, there is not a better company to work for. the lifetime renewal contract is unique in the industry and what this company teaches is if you sell for the right reason and train your agents the right way, then this company will reward you and your generations for a lifetime of correct behavior. what the people need to know that visits websites such as this is every body has their niche' and if sales and entreprenuership is your niche', then look no further, call for an interview, get hired, and go to work. one fact is, with american income, you never have to worry about getting a pink slip because of the economy. the company is breaking production and retention records every month. you can follow people full of excuses and points fingers at other people for their shortcummings, i had rather follow people that are getting results and taking personal responsibility for themselves.

I had been without work for a few months after being laid off from my ten year position in the Electronics field. I had seen an ad on Craigslist and decided to send my resume because it said it was a Union job. I thought it was odd because the name of the company sounded like an insurance company. I have been a long time member of the union for Electician and HVAC and never heard of an insurance brokers union. But, being desperate for work, I decided to send my resume. I got a call back from a rep named Craig. First, he acknowledged that he received my resume from Craigslist and they wanted me to come in for an interview. He then told me that I would be meeting with an Ernesto and to bring an extra copy of my resume, and dress professionally. Pretty much red flags up to this point because I've been duped like this before. Why would they have to tell me to "dress professionally if they had seen my resume and know I have been working in a professional field for a long time. You usually tell that to snot nose kids still living with their parents, chasing the drea of easy riches. So, I asked him what the position was for and if he received my resume, do I really need to bring another one? He said all my questions would be answered by Ernesto and that he was just setting interviews. So, to indulge my curiosity and with really nothing to do, I decided to check them out. The interview was pretty funny. I was dressed in a nicer suit than the guy who interviewed me but I was polite and heard his pitch. Well, that was exactly what it was, a pitch! I then asked him what the job title was and he said that I would be training for a Managers position and would be building my own team. Then I advised him I had applied for a Customer Service position, not a Managers position. He did't have an answer for that so I decided to throw another question. I asked what the pay was. He sits back in his chair and begins to tell me that if I hustle, I could make a million dollars in my first year. I laughed and asked, "So, this is a commission based position, right?" He explained that yes, this was a commissoned based position and would later turn into an hourly plus commisssion. I pulled out the craigslist ad and showed him what I had read. His smile turned into a frown and told me that I probably wasn't a good fit for the company. I laughed and asked, "What comapny, buddy?" I grabbed my "fresh" resume from his desk, thanked him and left. I told others in the waiting room that this was an employment scam and to rethink applying. Three others around my age walked out.

I went to one of their so-called interviews, in which they gave a presentation that reminded me of an infomercial. There were so many other "candidates" there, it was like a seminar. They claimed agents could make over a million dollars in their first year, and that was when I decided there was no way it was legitimate. I can't believe companies can get away with deception like that. If this was such a great company to work for, why would they have to make up ridiculous lies and try to sell their jobs in large seminars? The reason is because it is a pyramid scheme. My advice: stay away from American Income Life. Also, I am copying Monster.com's advice for dealing with possible fraud below, so that the people who post here can officially file complaints of possible fraud:

"How to Report Possible Fraud

* File a complaint online with the FTC or call toll-free (877) FTC-HELP (877-382-4357).

* Notify the state attorney general's office where you live and where the business-opportunity promoter is based.

* Call your county or state consumer protection agency, listed in the phone book's blue pages under county and state government.

* Alert the Better Business Bureau in your community and where the promoter is based."

I was hired as an Insurance Agent for American Income Life in Dallas, Texas. I moved to Dallas from out of town on my dime. Stayed in a Hotel at my expense for a week during training. My first full week in the field I made my quota with the gas bonus included. The second week I did 50% of quota and put 1000 miles on my car, had 23 appointments, 30 % cancellations which is normal. The 3rd week of my Monday Noon Sales meetings I was kept around until 4pm and then fired my Manager who never spent one hour in the field with me.
The trainer I had was shocked and didn't understand why this happened to me. Beware of the Hernadiez Agency in Dallas Texas.