I have been trying since Oct of 2008 to have this company modifty my loan I went thru a divorce in 1/2007 and then 11/2007 the construction company I worked for closed its doors and went out of business. I am 62 years old and I am now working part-time for walmart I collect social securty and retirement money I have about 2000 a month come in and I have turned in paperwork 4 times with the exact same information everytime and I get deined for help everytime. I have a sale date on my home that I am living in right now for Sept.3rd 2009 however ASC wants me to call back on August 27th to see if they are going to postponed the sale date again pending another review of the paperwork I just faxed in with the same information on it as before. Which I can tell you now will be deined in Sept. and a new sale date will be set for Oct 2009 and then we will repeat the process all over again. My son also is going thru the same exact thing as I am. This company is not helping 1 person. When you goggle this company there are so many complaints you can spend a week reading them. I will be sending this to my attorney generals office, The President of the United States and any news station that will listen. I am getting very tired of trying anymore. I think that is what they want.