I purchased a vehicle from Americredit with payments of 1000.00 per month. I was laid of and fell behind in my payments. I was running 1 payment behind and they said they would work with me. I did not realize working with me meant charging me 25 dollars per day in late fees. At 25 dollars a day 750.oo per month my balance continued to increase to the tune of 10, 000 extra in my loan balance. I ended up totaling the vehicle and my insurance company paid the vehicle off according you the documented value. Americredit took the payment from the insurance company as a single payment and began charging the 25.00 per day late fees for several months before the treating calls all times of day and night. When I contacted them about what seems to be illegal practices the said the charges were not late fees but interest payments. I still don't know the out come but I plan on seeking legal action

this company needs to be shut down, they have single handedly killed my credit! they report to the credit agencies false payment schedules (I do have proof of this) they harrass you before payment is due, they will call you names and I have been referred to as a "dead beat" after I recieved 20 calls in 1 day and I exploded and asked them to come pick up my SUV that I was tired of the harrassment package, I was not behind at that time and was being hastled about the next payment due in 10 days. I have made payment late but not as they have reported. The jacked up interest makes the payment hard to swallow, but when you are caught in a catch 22 you do what you have to do. I did however pay them off early (18 months) and they are reporting that I made 51 payments on a 72 month laon. I am in shock that this allowed to happen. How can you pay a loan off early and stll get the shaft on payment details?????

Please report this company to the FTC and your local Attorney General's office. If enough people make a complaint against this company then we might get a CLASS ACTION SUIT started. They are illegally harrassing my job and family members. Also have your loan application AUDITED. Duane Overton helped me. Please people get started on those complaints.

I have received excessive harassing phone calls at all times of day and night from AmeriCredit. At one point, I had more than 70 saved messages from them on my voicemail. They are relentless. They also call my work and just today called my siter-in-law (we made a payment only 10 days ago). At one point, a friend of mine answered the phone and they disclosed information on our account to him and even discussed my inability to pay, etc. They have even called my 13 year old daughter and discussed account details with her.I had to have them remove my work number from their database as they would call 10+ times per day from 3 different numbers. We also disconnected our home phone due to excessive and threatening phone calls. One conversation, the representative even called my husband a loser and a *ick. I am flabogasted. What can I do? I've tried to get a deferment but they will not give us anymore or work on lower payments, or refinance or anything! I've requested another copy of my

I want to file a complaint about their illegal and harassing collection practices. I would also like to note the outrageous interest of 23% and their unwillingness to waive any late fees of $30.00 per month while we are getting caught up. The engine in our 2001 Jeep blew and we had to take another loan to replace it, so are now behind 60 days. They will not work out payments or other options. I also cannot refinance this loan due to wording in the contract. I've had this loan for 3 1/2 years and only owe $6000.
I find it outrageous that in this recession and with all the new debt programs and various consumer assistance to help consumers that this company is able to still charge outrageous interest, practice unethical business and harass consumers.
What are my rights and how do I file a lawsuit with other dissatisfied customers? Please email or call Thank you.

I AM TIRED OF MAKING PAYMENT ARANGMENTS WITH AMERICREDIT THEN WHEN I SEND MY PAYMENT THEY CALL AND SAY MY CAR IS UP FOR REPOSSESION. WHEN I JUST MADE ANOTHER PAYMENT ARRANGMENT WITH THEM THE SAME DAY. AND ONE OFFICE IS IN CANADA WHEN THEY CALL ME FROM CANADA MY CELL PHONE GETS CHARGED 5 DOLLAR PER CALL BECAUSE IT IS AN INTERNATIONAL CALL. WHEN ARE THERE LIES GOING TO STOP. tHEY ARE THE WORST FINANCE COMPANY I HAVE EVER DELT WITH.