I have had a car with americredit for 3 years, My husband is in the military and he will be deploying in Sept he has also been on unemployment for a year since he came back from basic training. We got way behind on our payments and eventually realized we can't pay for it. I told americredit about 2 weeks ago I couldn't pay for it and they could come and get it. and they call me about 20 times a day from different numbers. I choose not to answer the phone because I already told them my intentions of not paying anymore because we can't afford it . well now they have went through the phone book and are calling my neighbors about my bill. the neighbors have been told they were needing to get ahold of us because my kids have been sick. or my phone was diconnected. I don't even know my neighbors phone number. Is this not illegal to contact neighbors who are not listed as refrences to talk about my bill I owe them? I owe alot of bills and this is the first time I have ever had a bill collector start calling neighbors listed in the phone book. I am looking into sueing them if this is possible someone please let me know what you think I should do, doesn't this violate hippa laws? thank you for reading

About 3 and a half years ago after being paid up on my payment, and having to borrow money from my parents to get paid up, I recieve a phone call from my parents that someone was at their house taking my car. They sent someone to take my car after I had just got of the phone with them and set up future payments to be taken out of my account. When my Dad tried to get my things out of the car they told him that by law he was unable to get the things out and that they had to by law send me my things via UPS with-in 48hrs. I had many things in my car such as 4 cases of cd's, all of my softball equipment, a tent and sleeping bag from camping the weekend before and clothes and a braclet from Kay Jewlers with diamonds in it. I never received any of my things back and when I called them to see what was going on, I got, oh-our mistake, we will bring it back to you. Mind you they did this in the middle of the night and woke up my whole neighborhood. The car was also broke down for the 5th time since I had had it, and I told them just keep the car and wash this clean and send me back my stuff. Now, three and a half years later they are saying that I owe then over $7000 and the car wasn't even worth that much, they are reporting a bunch of stuff on my credit and just making life hell for me after this was all supposed to be taken care of many years ago. I also was not able to get any of my things out of the car. They have caused a ton of issues in my everyday life and if anyone knows how to fix this please let me know!

I sent a insurance claim to americredit because they were the leinholder and they will not give it to my collision repair company. They keep holding the check for no reason. Do not ever send a insurance claim check to them give it to your collision repair and let them deal with them. Americredit is a very imcompentent and do not know what their doing. JOKE!

Please complain and send letters to Texas State Attorney General's Office.

There are over 300 complaints on this site complaining about Americredit and bad practices. If everyone sends their comments and troubles with this company to the
Texas State Attorney General's Office, they cannot ignore but investigate these complaints. They will have to clean up shop or be put out of business.
Comments should also be sent to Washington and the Consumer Advocacy Group who watchdogs "Credit Card companies" and financial institutions.

Companies like Americredit - better be cautious with the Obama Administration, they cannot be allowed to florish in an economy like this.

Class action lawsuit should also be considered, the dollars that they stole from hard working citizens will be paid back in one form or another.

Have just found out today via a credit report that Americredit has failed to credit 2 years of payments to my vehicle and is attempting to re-possess it! We've had a nightmare of a time with this company: The initial payment was meant to be $19k, but they accidentally put it in for $22k...we noticed when reviewing the vehicle information that ours was not "the black special edition with the sunroof" and they promptly agreed to change the balance amount to $19k. Not a great start, but seemed like an easily remedied mistake. We set up automatic payments to be debited from our chequing account and for 4 months there were no problems...then all of a sudden, payments were deducted on random days, instead of the agreed upon date. Sometimes it would be right before payday, resulting in NSF fees we had to pay. So, after multiple phone calls and their assurance it wouldn't happen again, we decided we would Western Union the money to be sure it was going in at the correct time. All we had to do was phone them with a confirmation # to show the payment was made. No problem, right? That's what we thought. A credit report my husband had run today shows that we owe $22k had haven't made a single payment in over 2 years. How is that even possible??? If a payment was a day late we got urgent telephone calls!! Yet there is no record of payment on our credit report AT ALL. As a result, the account has been flagged as "written off" and the jeep is to be repossessed. Both my husband and I have taken huge hits on our credit scores, and will soon have no vehicle to show for it, let alone the 2 years of payments we faithfully made. Apparently, it takes a lot to have this status removed form your credit history, but we'll try; it appears it's been in this status for a year, but NOBODY TOLD US. The usually insistent and borderline harassing Americredit hasn't said ANYTHING about missing 2 years of payments!!! We have all of our receipts, but if they insist they haven't made a mistake, we are out $14, 000, a jeep and our credit, which will take us years to get back to a robust status. No matter how badly you need a vehicle AVOID AMERICREDIT!!! Get a bike if you have to. This company has ruined the next 4 years of my life.