Paid money upfront to modify home loan. It has been 8 months and 3 denials and nothing is done. They won't give a refund. They are trying to hide from everyone. They have changed phone numbers and addresses. But I have been able to find both.

On or about May 29, 2008, I was issued a credit card from Ameritrust Financial. In April, 2008 I was first contacted by Ameritrust Financial to sign up for a cresit card giving me access to a $2, 500 Credit card line limit, plus a $1, 000 Advance Credit limit to be pulled from any ATM. During the months of April and May, 2008, two (2) fees in the amount of $100.00 each was taken from my checking account for the purchase of this credit card.

After receiving a faxed document asking for my signature, the document was not fairly readable so that i could understand the black and white print on the document. A few weeks later i was issued the card with numerous vouchers to be utilized for payment of goods, supplies, etc., that i may have ordered through a mail order catalog or online.

It was my understaind in speaking with representatives of this company that i could use the card just like any other credit card for purchases made at KMart, Target, or Wal=Mart, for example and if I needed quick cash, that is where the $1, 000 would have come into play whereby I could access some of that credit for such emergency purposes if needed.

When I received the card, i was not satisfied with what i had been delivered and no where in the letter did it say that the card could be used for other retail stores and use it for advance cash usage.

Therefore, I am returning all documentation to your company upon adequate explanation from your company as to how this credit card is to help me. i do not have access to online shopping and ddid not receive any catalog for usage.

Unless this card can be used other than online purchases from just your catalog and if there is not going to be the $1, 000 cash advance redit limit available for my usage, then I am returning all documentation with the credit caard and payment vouchers not used and in return i would like for the $200.00 that was taken from my bank account be reimbursed in a satisfactorily manner and time.

I was told about this scam by a frew other friends of mine after i had signed up. i would like to have some satisfation in this matter and my money reimbursed, asap.

Thank you,
Donna j. Wilde - 707 Illinois Street, Pawnee, OK 74058

They promise credit card useable to rent auto, good anywhere but useable only through their warehouse. Took $200 refused to return said I had to write for return not online. I did and still have not got my money back. I have called and called and get recording call did not go through. Have written and no answer. As they are operating across state lines the federal government should step in and close them down. They are guilty of fraud, theft, misrepresentation and lack any ethics. They are bankrupt morally, lack any human compassion as well as idea of good customer service.

As all of you know already they are scam artists. I got a call tonight from a guy that said he was from ameritrust financial and that I had been pre-approved for a credit card with a 2, 000 dollar credit limit and once I made my first payment on time I would be able to withdraw $1, 000 cash but first I had to make a $200 deposit and it was going to be withdrawn from my account but something inside told me to look them up on the web and I came across this website and now I'm hoping I can do something about this before it gets out of hand for me. They promised they can help me rebuild my credit score in three months if I made my payments consistently. That was the only reason I wanted to accept the offer and all of your stories sound exactly like what the man was telling me.

I just got the call from Ameritrust today, they told me the same thing that i was approved for a credit card of 2, 000 and after the first month it would go up to 5, 000 this was the best way to fix my credit. The lady was talking so fast that i was just agreeing with her when i started asking questions she got frustrated with me then gave me a date for the debit and hung up. I called back because i was still unsure of the whole deal, i was talking to a guy who was answering my questions and in the middle of conversation he hung up. I was immediately alarmed at that moment so i got on the internet and typed in their name and here i was reading comments from all of these other people who has been scammed by this company, i called them back and told the lady that i wanted to cancel because they were nothing but scam artist she got mad and said that she could not do anything for me and i would have to call customer service. I am going to my bank first thing in the morning and canceling my account i feel so stupid for falling for this if changing my account works i will definitely let everyone know.