I obtained a prepaid credit card because if emergencies come up they are needed. What I went through making a deposit to the card was complete hell. They questioned every use and today I had to show bank statements and legal documents/trust documents and paperwork showing I had a death in the family to prove why I had money in my bank account. It was very insulting. I had my driver's license, my card, my pay stub and even after looking at the trust paperwork and legal documents they still had the balls to ask how I was related to my great aunt who passed away. So I also showed them my stepmother's death notice too as I am an heir. By the time I left the poor woman was apologizing for what the main office was making her do. I have one bill to pay with this card then no more with Amscot. I will pay for money orders and go through other currency companies.

Amscot advertises free money orders everywhere but be careful... They make you fill out a customer Check Cashing agreement (with your right thumbprint) that authorizes them to obtain credit reports and other information about you if you get a money order for $1000.00 and above. When you question them about it, they claim, "It may say we will obtain a credit report, but we don't. We don't even pull credit reports for the payday advances." Well then, why have it on your forms???? So there is a catch to free money orders with Amscot.
Additionally, I didn't realize that I had a return check fee from two years ago. I gave the Branch Mgr $1000 for rent. It had to be paid today. He advised me that the company was keeping $25 dollars of my money and unless I gave him another $25 my money order would only be for $975! He refused to give me back the entire amount of my money claiming that he had a right to retain the $25 and passed through a piece of paper that I barely had a chance to read before he snatched it back. He and a FSA were snickering the whole time and he had me wait another 2-3 minutes before he would even give me the remainder of my money! Additionally, he refused to give me back the customer agreement form saying it was against their policy... He claimed that the document would be shredded.
I went across the street to Sweetbay Supermarket, paid .69 per money order ($500 each) with no questions asked! No form, thumbprint, authorization for credit reports, arbitration agreements, etc.

AMSCOT CUSTOMERS BEWARE!

I DID A PAY DAY LOAN WITH THIS AMSCOT AND WAS RIPPED OFF. I WROTE A CHECK FOR 331.00 AND WENT TO PAY BACK THE LOAN. THE TELLER TELLS ME I HAVE TO PAY BACK 441.00 AND HERE MY CHECK WAS FOR 331.00. I WAS TOLD IT WAS THE TELLERS ERROR WHO PUT THAT AMOUNT INTO THE COMPUTER SYSTEM ALTHOUGH WHAT THEY GAVE ME WAS 331.00 AND FOR SIGNING A LEGAL DOCUMENT ALTHOUGH I DIDN'T RECEIVE 441.00 I HAVE TO PAY THAT BACK. I WAS ROBBED FOR AN EXTRA 141.00 IN MY BANK ACCOUNT, THEY DID AN ELECTRONIC FUND ON MY ACCOUNT CHANGING MY PAY DAY LOAN AMOUNT ON THEIR OWN. I WAS TOLD BY WACHOVIA BANK THAT WITH AN ACH TRANSACTION AMSCOT CAN TAKE OUT WHATEVER AMOUNT THEY WANT!!! THAT IS ILLEGAL...SO BEWARE OF AMSCOT PAY DAY LOANS!!! I'M A VICTIM OF AMSCOT FRAUD. READ THE FINE PRINT!!! IT'S YOUR MONEY THAT MAY BE TAKEN, THE CHECK YOU WRITE DOES NOT MATTER!!!