Hello,

I am a account holder of Andhhra Bank.

This is regarding the lose of the cheque and the return memo lose by the bank.

I have presented a cheque no. 63077 Dt.17082009 of Indusind bank, banjara hills branch for Rs. 1, 00, 000/- one lakh only in clearing on 19.2.2010

the amount of one lakh has been realeased to my accounton 22.1.2010.
on 12.2.2010 the bank manager has call up and said that the cheque was not cleared and the account of the relatedaccount has been closed at their end in indusind bank.
And the main thing is that the Andhra bank has credited the amount and they have lost the original cheque and the original return memo has been lost .
when enquired they simply gave a reply that it has been lost in the transit


now what should i do.

I have deposited the amount of 1.00.000/- to fixed deposit in the same account.


Now there are forcing me to return back the money with out any information about the cheque and the return memo .
and additional they are adviced me to file a case on the person who had given me the cheque.


please reply me if you have any suggetion for this...thanks.

[email protected]

I had deposited a cheque of Kotak Mahindra Bank
(Payable at Par, issued to me in Hyderabad ) into my Andhra bank account located at Karimnagar approx 15 days back and the cheque is not yet cleared.

After constant follow ups with the bank, the bank employees have a straight & Blunt answer """ Cheque clearence takes minimum 15 days"

This delay on behalf of Andhra bank is creating a major problem as the account maintaince is sluggish and pathetic.

There is no bank in India which takes so many days to clear a cheque.
In todays world of Internet Services and Quick Responses "ANDHRA BANK" still lags behind 20 yrs in providing todays services...


I would request you to kindly take this matter seriously and act accordingly to the "RBI rules & regulations"

If any queries or updates arise please revert to [email protected]

Regards
Shravan