I contacted apply2save in march09 they told me what they did and what I needed to do, I could either send 595.00or 2payments of 395.00.one to send out the info
Second would be when I sign the papers, well april of 09 I called because I didn't here anything back from them and, they did call back but today may 22nd 09 I tried calling and emailing them and now I can't get the internet site back up and the phone numbers no longer work...My house will be sold in august now becausae of the time which was waisted...Monica.

Well, add our names the ripped off list. We hired Apply2Save the beginning of October 2008. Since then, we were told in November 2008 that we would have terms by December 2008. On December 12th we spoke with Apply2Save and they stated that everything with the bank is back logged and we now could expect to see terms by the end of February 2009. On that same date we opened a letter from our bank stated that our loan modification file was closed due to lack of cooperation. We called apply2save back immediately and they danced around the questioning and quickly turned the conversation around to the bank needing updated information. We received a call from apply2save the following week stating our file was reopened. Well February has come and gone. We contacted apply2save continuously asking for updates and finally they stated that we would have terms by April 3, 2009. We were always told by apply2save that we shouldn't contact our bank that is what we hired them for. We got sick of the double talk and call our bank. Well, our file with the bank has been closed again since January 24, 2009 for lack of communication again. Needless to say, apply2save got an ear full but that is not enough. I want them shut down, my money back and a class action suit against them. Also, they always state don't worry; everything will be fine. I actually received an e-mail from them stating, "No Problem. Everything will be fine. I'll make certain of it."

I started working with apply2save in October of 2008. I paid them 600.00 to help assis me in modifty my home loan. I sent in all documents that they ask for, my loan company also sent me a letter stating that they wanted my loan infomation. After working with a very nice person, I was told she was know longer working for the company, I was given a 3 new client servicer a peirod of 3months.
Out of the 3 people, 1 person called and stated that he will be working with me after that phone call in january I have never spoke to a client servicer or have had a return phone call. Finally after calling weeks after weeks a person answer the phone I told my story he stated that the put in for my refund and I will recieve it in 30 days from the day I talked to him in February, Today is April 7, 2009.

STILL WAITING!

They use misleading tactics to get you to agree to use their services. They claim to have 100% success rate with Countrywide and say they are contracted with them so there's no way to not get the modification done. They told me I could set up two payments ahead of time and once I do that they will start the process right away by contacting Countrywide. The rep I had been speaking with told me lie after lie. Once you set up the two payments things change and stuff doesn't get done and is passed from person to person. I submitted 25 pages worth of info in a fax and several days later was told it was never received. Then, to stall things even further, they ask you to keep providing more information that wasn't necessary. I knew deep down I was being scammed. They tell you not to talk to your lender, so that's a big red flag. I called Countrywide on 12/2 and 12/8 and was told they had absolutely NO RECORD of me being represented by Apply2Save. Of course, I was suspicious so I started keeping on them about what could I expect as the next step and asked questions. She even asked me to sign and return a form that wasn't in the file I received. (And they're supposed to have so much experience??) The rep got tired of me calling her on things and asking questions and it was the last straw for her. She called me and was belligerent saying how much time she's put into my case and how I don't appreciate it. If she spent all this time on it, how come Countrywide STILL did not have the Authorization form that was supposed to be faxed to them weeks earlier. She said she was cancelling my contract. I said that isn't possible since one payment of $500 went thru today. She said she would refund it and then hung up on me. I received an email a few minutes later saying she did cancel the contract and good luck to me. I emailed back to ask about the refund she said she'd do. She wrote back and said she submitted it to billing and had no control over whether we would actually recieve the refund or not.

I have read several other stories on the internet from people who have had the same experiences with Apply2Save. Unfortunately, I wish I would've read them before I got involved with them. They don't care about people who are losing their homes. They will take your money and run. Please do not use this company!!!