MY MORTGAGE WAS SOLD FROM GMAC TO ASC OR WELLS FARO IN 2005 FRIST OF ALL THIS COMPANY REFUSE TO WORK WITH YOU. I CALLED ASC IN SEPT OF 2008 AND ASK IF THEY WOULD DO A MODIFICATION OF MY LOAN BECAUSES I HAD BEEN WITH OUT A JOB FOR ABOUT 6 MONTHS. AND MY SAVING WAS RUNNING OUT, AT THIS TIME IWAS NOT BEHIND AND DID NOT WANT TO GET BEHIND I WAS TOLD BY ASC THAT THEY DONT DO MODIFICATION THEY ONLY COLLECT THE PAYMENT SO I ASK WHO COULD I SPEAK WITH CONCERNING THIS THEY REPLY AND SAID NO ONE CALL WHEN YOU GET BEHIND I REPLY THERE IS NOTHING YOU CAN DO TO HELP ME AND THE REP SAID NO THEN I ASK WHO IS THE INVESTOR OF MY MORTGAGE THEY WOULD NOT GIVE ME THAT INFO . WELL NOW THAT I AM 9 MONTHS BEHIND THEY HAVE NOT WORK ANYTHING OUT WITH ME EVERYTIME I GIVE THEM PAPERWORK THEY WILL WAIT AND CLOSES YOUR CASE SAYING THAT YOU WRE MISSING A PAPER THIS COMPANY HAS STRESS ME SO MUCH THAT I GET SICK WHEN I HAVE TO TALL TO THEM . THIS IS THE THIRD TIME THAT I HAD TO START MY MODIFICATION OVER WITH THEM. I JUST GO OFF THE PHONE WITH JAME A REP FORM ASC TO MAKE SURE THEY GOT ALL OF MY 32 PAGES THAT WAS FAX TO THEM NOW THEY TELL ME IT WOULD TAKE ANOTHER 30 TO 90 DAYS MEAN WHILE THEY HAVE A SELL DAY FOR MY HOME NOV 3, 2009 THIS IS THE USA I CANNOT BELIVE THAT THESE CO ARE ALLOWED TO TREAT YOU LIKE A DOG I HAVE ALWAYS PAID MY MORTGAGE ON TIME I EVEN WENT TO ONE OF THOSES GOV AGENCYS TO HELP AND ASC STILL CLOSES MY CASE WHAT THE HELL IS WRONG IN THE USA THAT PEOPLE CAN TREAT YOU THIS WAY