I have cancelled my account three times with this company, and somehow it always seems to reappear. I have never signed a new contract, and the account reopens. I have spoken with several representitives on the phone who assure me that they have cancelled the account, and that there is no balance due. After the second cancellation I spoke with the president of the company and he assured me that it was cancelled and would not return. After this, my bank account was hit five times at $109 and then charged fees from my bank. This racked up to $700, that I will never see again. I am fighting with B of A, because of this and I just hope that if anyone can be saved from working with this company from reading these comments. I wish I had. I spoke with a representitive today, and they show the account open and with a $1884.00 balance. Funny, I thought I had cancelled three times now. Suprise!!! These crooks should not be in business!