From the beginning of the contract signing problems began. Things like, ASF was unable to process my debit card for the EFT. So, they set up a manual billing and they tack on an additional $20 monthly fee. After three attempts to resolve with ASF and the person at Triple Boxing, I gave up on trying to get the EFT started.

Five months into the contract, I contracted a fungal and bacterial skin infection. Do not know where it came from other than maybe from the gym or a participant. It took three months to get over. I had a doctor's letter stating that both infections were contagious and not to utilize their facilities to avoid transmission to others.

I tried multiple times to cancel this contract to due this illness. It was a losing battle since it was not a permanent disability. It did not matter that I was contagious and having to pay for doctor visits and medication to treat these illnesses..."they want their money regardless". After 7 months I stopped paying them.

Finally, I no longer received any calls or mail from them and I assumed (bad mistake) they were not going to make me continue to pay the last 5 monthly fees. About a year later, I get a letter from a collection agency.

I have learned my lesson. And to others, be sure to read the contract throughly. If you are 18 years old like I was, let your parents read it. Once you sign the contract, you have 7 days (I think) to cancel it. After that, it is black and white and they will turn you over to a collection agency without any remorse to your problems.

I cancelled my gym membership in January. I was billed my last payment in February on the 15th. On the 18th of February I was billed again the same amount. When I called ASF, International they stated we don't know why you were overbilled we see that you have cancelled and should be refunded. Well a week later still no refund, now they are telling me it will be at least another week possibly longer before they even get to the bottom of it. The club shows I have cancelled and even ASF shows that they are not to take out any more payments. Their customer service is horrible they are rude and take money for no reason.

My son started taking martial arts classes and participated for 6 months. The Martial Arts school (The Source Academy, Tigard Oregon) uses ASF international as a billing company.

Despite the fact that I notified The Source Academy that we were quitting, ASF refused to stop charging my credit card. This problem continued for 3 months. ASF claimed that they needed 30 days written notice, and that notifying the Martial Arts school was not good enough. Even after supplying that, they continued to charge the card.

The only resolution was to dispute the claim with the credit card company, and have a new card with a new number issued so that ASF would not be able to place charges on it.

The credit card company was helpful, and reversed charges for 3 months.

ASF was not happy. They believe that I owe them money for services that were never delivered, and claim that they have every right to continue to charge my card until 30 days after they receive written notice and that written notice to the martial ars school is not sufficent.

I recommend that others seek out places that do not use ASF and avoid doing business with them. They are particularly predatory. I suspect that all of this will result in credit blemishes - but for me, I'd rather have my money back and deal with the credit blemish. Others may place higher value on credit ratings. Be careful.

ASF are frauds!! A guy named andrew came to my gym to promote his company (training solutions) and basically he was telling me about their programs they had he said there was a 1month, 3 month, 6month, and a year plan, he said for 1 month there were 4 sessions for 100 dollars so me bein so desperate to lose weight I actually selected the plan, so i paid with my credit card which I gave him the card number over the phone(dumb move) and now they have my ssn which i never gave all I gave ws my card number, my address, and date of birth...the only paper I signed was a medical release, not a contract...now I keep getting 100 dollars tooken out of my bank account which should of never happened, another thing i did sign a white piece of paper with plans ont them that he wrote down which was 1 month planfor 100..so far they took 225 out my account and it shows up as af international so I called them and they said I have a year contract that i cannot get of so i asked for a copy of this so called contract and they are saying they dont have a copy of it(wtf) and i spoke to several people one named andrea and the other name amanda they told me to get proof i only signed a 1 month contract and i told them i contacted training solutions and they said they dont have a copy(bullshit)..they're customer service is shitty, so i spoke with the guy from training solutions he keeps he has my back but when it comes down to it he never returns my calls.can some one help me with these douche bags

My wife and I signed our daughter up for a 36 month karate program. I should have known trouble lurked around the corner when the sensei put more effort into his sales pitch than that of his teachings. By the way Two Dragons Karate in Graham, WA is whole other story! Nonetheless, we signed a 36 month contract with the option to continue month to month upon completion. We were assured by the fast talking sensei that long before the 36 months were up he would personally call us into his office to discuss our options. NEVER HAPPENED! My daughter hurt herself 3 months before the contract was up and was unable to continue with class. Respecting the contract that we signed we continued to pay the monthly fee even though my daughter was not going to class. March 2010 came and my wife called ASF to cancel our contract. The rep told my wife that $129.00 would close the account. My wife gave the rep her credit card and paid the closing bill. The rep even gave her a confirmation number! April 2010 came and we were sent a letter from ASF that said we owed $99.00, a late fee and that they were sorry but the reason we submitted to them to cancel the contract wa not within their contract! April 26, 2010 I called ASF and spoke to some assinine moron who called himself Seth about the cancellation of our contract. All he could tell me was that he needed to put me on hold so that he could review the many notes on our account. Not faling for this, I told Seth that after he read the notes he could call me back and explain to me how we could cancel this thing once and for all! 3 houes later, this idiot Seth calls me back and tells me that after speaking to his supervisor Cody, it was found that the rep that had intially told my wife that $129.00 would close our account was not authorized to do so! Are you kidding me? I asked to speak to a manager at which point I was told that my account would have to be reviewed so that they could determine which manager I would need to talk to. Are you serious? That was enough for me, I told Seth that I would take care of this myself and hung up on him. The mentality level exhibited by Seth was that of a pea! I immediatly filed a complaint with the Colorado State Attorney Generals Office. I have yet to hear back from them. At this point the money is not the issue, it's the principal of the thing! We as honest consumers must stand up for ourselves and use what few avenues we have available to us to fight corporate corruption. The reason companies like this get away with this stuff is simpe, WE LET THEM! Each and every one of you that have been taken advantage of by ASF should file a complaint with the Attorney General's office! That is what we pay them for! For your convenience I have added their address.

http://www.coloradoattorneygeneral.gov/departments/consumer_protection/file_consumer_complaint