I too received a notice of termination for my aspire credit card. In 6 years, I have never been late for a payment, never! Yet they still canceled my account, which doesn't look good on my credit.

I asked them to lower my interest, only thing I got was "No!"

This just doesn't seem right but I don't know what to do to address the issue. Any suggestions

I received a "Notice of Termination of Card Program" on 11/24/2008. This is all well and good, but since this might adversely affect my credit score/rating, I called and asked for a reduction in my APR which is a ridiculous 24.75%.

The of course said no, a heavily accented no, and tried to just get me off the line. I demanded to speak with someone higher up and they referred me to an account specialist. His answer again was no.

If they are going to abruptly cancel my account which shows on my credit report, which at the moment is excellent, then they should have the courtesy to lower their rates.

I filed a complaint with the FTC and am about to do so with the BBB.

I will also be contacting all the media outlets here in Los Angeles. In scouring the Internets I have found hundreds of similar situations. I think with the credit crisis this might must make a credible news story.

I'd like to see the CEO of Aspire accosted by a film crew.