This company called Asset Acceptance continues to call me almost everyday. They leave a recording. "if you are <insert name here>, please call us at number blah blah blah. I have yet to meet a real credit card company that leaves its number. Uually when they call they assume people are not going to call them back so they dont bother leaving a number. My point is don't assume these guys are really bill collectors. They may have the script down good but i would check these guys on google before you give them any personal information. It could be an attempt to bait you to give them your personal information then steal your identity which is no fun.

my two cents

Two years ago, AC reporting on my credit report a debt for PSEG, which I did not have an account. This was for an account that was already 6 years old, supposidly. I informed them that this was not my account, etc. and they informed me that I would have to file a police report.

I no longer reside in that city, and the police department would not take a complaint for something that happened 6 years ago.

For two years now, I keep telling them, I am not paying this debt, despite the fact they make repeated attempts to get money from me. The SOL drops off my account August of this year. Despite the fact that I keep telling them that this is not my account, they have been checking my credit score every 5 to 6 months. Now, I have 8 credit inquiries for the past two years, 5 of them are AC.

I keep submitting complaints to the credit bureaus and nothing has been done. After I submitted a complaint to Exquifax, AC posted a duplicate account with a different balance due. My credit score dropped 50 points.Despite the fact that I have already submitted a dispute, I know that I will not get those 50 points back immediately, and this is one month before I close on my home.

I am very upset, and can not wait until Asset finally drops off my credit report, unable to do further damage,

I have been making payments to asset for the last 6 months totalling over $3000 always on time and they reported another negative hit to the credit bureau; That the payment was not only over due but set at the total amount due. Asset as yet to send any statements. And payments are sent the same time of month. And they didn't report the months of previous payments the the full amount wasn't paid or late. If the last payment was invalid and late then they all should be. What do I do

I keep getting phone calls from Asset Acceptance phone #586-834-1144. I've done my research, and they are apparently a debt collection company who are known for being shady and dishonest. Well, I don't owe any money to anybody (except for my mortgage and car loan), and I've never filed bankruptcy. So there's no reason for them to be calling me. I don't pick up when they call, and they never leave a message.

I did change my phone number back in Feb., and I received a lot of calls after that for someone named Jose (or some Mexican name like that). Apparently, the Mexican people who had my phone number before me didn't pay their bills (including their phone bill!). If they keep calling, then they're gonna get my 'obscene phone caller treatment'. You see, I bought a cheap whistle a few years back to get rid of an obscene phone caller. I simply pick up when they called and blew the whistle as hard and loud as I could into the phone. He never called back...or maybe he's now deaf in one ear and doesn't want to take the chance of going deaf in the other one! Anyway, if they keep calling, that is what I will do. I'm also going onto their web site and advise them of that, first.

Received a notice from AA that there were giving me a huge break on a $6000 debt they say I owe from CITIBANK. I have never done business with Citi. I have a current credit report in front of me. Nothing on it relating to Citi either. But they want to settle for $1200. Do people really send these *** money? Financial companies are ripping us off legally (yet unethically). How can these companies make up false debts and actually get away with it? I'm pissed. Mostly because I know there are people out there who are getting screwed and paying these things without doing some homework.